{"id":3378,"date":"2023-10-29T15:16:26","date_gmt":"2023-10-29T15:16:26","guid":{"rendered":"https:\/\/thedolcegroup.wpenginepowered.com\/?page_id=3378"},"modified":"2026-02-23T17:00:39","modified_gmt":"2026-02-23T17:00:39","slug":"refinanciar-hipoteca-florida","status":"publish","type":"page","link":"https:\/\/thedocegroup.com\/es\/refinance-mortgage-florida\/","title":{"rendered":"Refinancie"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3378\" class=\"elementor elementor-3378\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-47cd9b4 elementor-section-height-min-height flex-column elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"47cd9b4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c0294eb\" data-id=\"c0294eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63632d2 elementor-widget elementor-widget-heading\" data-id=\"63632d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Refinance a Mortgage in Florida: Your Comprehensive Guide<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e00892 elementor-widget elementor-widget-text-editor\" data-id=\"8e00892\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unlock new financial possibilities with our complete guide to mortgage loan refinancing, including targeted advice to refinance in different Florida locales.<\/p><p>Whether you\u2019re looking to lower your rate, change terms, consolidate debt, or access equity, we provide the insights you need to refinance a Florida mortgage and get savvy about how you pay for your house.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e675e16\" data-id=\"e675e16\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31ece6f elementor-invisible elementor-widget elementor-widget-image\" data-id=\"31ece6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"792\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinancing-mortgage-loan.webp\" class=\"attachment-full size-full wp-image-6278\" alt=\"Refinance Mortgage Florida\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinancing-mortgage-loan.webp 700w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinancing-mortgage-loan-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinancing-mortgage-loan-11x12.webp 11w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c15519 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c15519\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ce7c65\" data-id=\"4ce7c65\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b40980 phone_number elementor-widget elementor-widget-text-editor\" data-id=\"5b40980\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/thedocegroup.com\/?quote=open\">Get Started<\/a> or Call Today! <a href=\"tel:8006967283\">(800) 696-SAVE (7283)<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-507b716 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"507b716\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2359a01\" data-id=\"2359a01\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef136d3 elementor-widget elementor-widget-heading\" data-id=\"ef136d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Points:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8499e28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8499e28\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-aaf8fe0\" data-id=\"aaf8fe0\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-575656f white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"575656f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"201\" height=\"200\" viewBox=\"0 0 201 200\" fill=\"none\"><path d=\"M96.45 113H96.2435C95.2244 112.999 94.2475 112.599 93.5269 111.887C92.8064 111.175 92.4011 110.21 92.4 109.204C92.4 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fill=\"#196D4E\"><\/path><path d=\"M30.707 175.52V146.153C30.707 142.678 33.5186 139.86 36.9854 139.86H66.1539C69.6206 139.861 72.4323 142.678 72.4323 146.153C72.4323 149.628 69.6206 152.445 66.1539 152.446H50.0982C55.0443 157.552 60.7633 161.883 67.0695 165.261C77.0864 170.627 88.2728 173.429 99.6306 173.422H99.647L102.819 173.357C118.664 172.644 133.815 166.455 145.672 155.797C148.254 153.477 152.227 153.693 154.542 156.28C156.856 158.868 156.64 162.851 154.06 165.171C139.108 178.611 119.722 186.023 99.6388 186C86.2133 186.009 72.9912 182.699 61.1508 176.356C54.603 172.848 48.5921 168.471 43.2639 163.368V175.52C43.2639 178.995 40.4529 181.813 36.9854 181.813C33.5186 181.812 30.707 178.995 30.707 175.52ZM105.999 28.6839C106.573 25.2564 109.814 22.946 113.234 23.5217C151.84 30.0212 181.254 63.648 181.258 104.191L181.226 106.551C181.084 111.699 180.443 116.805 179.345 121.808L188.182 115.778C191.048 113.821 194.961 114.569 196.913 117.441C198.862 120.313 198.118 124.228 195.254 126.184L170.68 142.965C169.198 143.977 167.35 144.304 165.611 143.867C163.873 143.428 162.402 142.264 161.573 140.671L148.485 115.499C146.882 112.417 148.075 108.617 151.15 107.01C154.224 105.405 158.016 106.6 159.619 109.681L166.249 122.439C167.862 116.515 168.71 110.388 168.701 104.208V104.2C168.701 69.9033 143.82 41.4274 111.157 35.9274C107.739 35.3518 105.426 32.1105 105.999 28.6839ZM51.9703 17.917C53.2798 14.6998 56.9431 13.1556 60.1535 14.4673L85.2671 24.7262C88.3833 26.0005 89.939 29.5167 88.7987 32.6907L80.4275 55.9862C79.2532 59.2548 75.6609 60.9546 72.3996 59.78C69.1379 58.6027 67.4412 54.9948 68.6146 51.7253L72.6531 40.475C60.3601 45.7063 49.7494 54.4252 42.2256 65.6961C32.4146 80.3939 28.5867 98.2994 31.5245 115.737C32.1018 119.163 29.7998 122.408 26.3824 122.988C22.9635 123.567 19.7169 121.261 19.1394 117.834C15.6672 97.2275 20.1999 76.0679 31.7943 58.6984C40.1404 46.1962 51.6986 36.3517 65.0993 30.0769L55.4119 26.1192C52.201 24.8072 50.6613 21.1354 51.9703 17.917Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Diverse Refinancing Goals<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-284bc3a elementor-widget elementor-widget-text-editor\" data-id=\"284bc3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Understand how refinancing can help you meet various financial objectives, from lowering interest rates to accessing equity in your home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fcab2d0\" data-id=\"fcab2d0\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b9e0bf white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2b9e0bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewBox=\"0 0 200 200\" fill=\"none\"><path d=\"M94.55 117.7H94.2466C92.7495 117.698 91.3142 117.108 90.2556 116.058C89.197 115.009 88.6016 113.585 88.6 112.101C88.6 110.536 87.9731 109.035 86.8573 107.929C85.7414 106.823 84.228 106.201 82.65 106.201C81.072 106.201 79.5586 106.823 78.4427 107.929C77.3269 109.035 76.7 110.536 76.7 112.101C76.7016 116.715 78.5507 121.14 81.841 124.402C85.1313 127.665 89.5934 129.498 94.2466 129.5H94.55V135.4C94.55 136.965 95.1769 138.465 96.2927 139.572C97.4086 140.678 98.922 141.3 100.5 141.3C102.078 141.3 103.591 140.678 104.707 139.572C105.823 138.465 106.45 136.965 106.45 135.4V129.5C111.184 129.5 115.724 127.635 119.072 124.316C122.419 120.996 124.3 116.494 124.3 111.8C124.3 107.106 122.419 102.604 119.072 99.2842C115.724 95.9648 111.184 94.1 106.45 94.1V82.3H106.581C109.794 82.3 112.4 84.8842 112.4 88.0702C112.4 89.635 113.027 91.1357 114.143 92.2421C115.259 93.3486 116.772 93.9702 118.35 93.9702C119.928 93.9702 121.441 93.3486 122.557 92.2421C123.673 91.1357 124.3 89.635 124.3 88.0702C124.297 83.4113 122.429 78.944 119.107 75.6496C115.784 72.3553 111.279 70.5031 106.581 70.5H106.45V64.6C106.45 63.0352 105.823 61.5345 104.707 60.4281C103.591 59.3216 102.078 58.7 100.5 58.7C98.922 58.7 97.4086 59.3216 96.2927 60.4281C95.1769 61.5345 94.55 63.0352 94.55 64.6V70.5C92.2059 70.5 89.8848 70.9578 87.7191 71.8473C85.5534 72.7368 83.5857 74.0406 81.9281 75.6842C80.2706 77.3278 78.9558 79.279 78.0588 81.4265C77.1617 83.574 76.7 85.8756 76.7 88.2C76.7 90.5244 77.1617 92.826 78.0588 94.9735C78.9558 97.121 80.2706 99.0722 81.9281 100.716C83.5857 102.359 85.5534 103.663 87.7191 104.553C89.8848 105.442 92.2059 105.9 94.55 105.9V117.7ZM106.45 117.7V105.9C108.028 105.9 109.541 106.522 110.657 107.628C111.773 108.735 112.4 110.235 112.4 111.8C112.4 113.365 111.773 114.865 110.657 115.972C109.541 117.078 108.028 117.7 106.45 117.7ZM94.55 82.3V94.1C92.972 94.1 91.4586 93.4784 90.3427 92.3719C89.2269 91.2655 88.6 89.7648 88.6 88.2C88.6 86.6352 89.2269 85.1345 90.3427 84.0281C91.4586 82.9216 92.972 82.3 94.55 82.3ZM100.5 159C67.6382 159 41 132.586 41 100C41 67.4143 67.6382 41 100.5 41C133.362 41 160 67.4143 160 100C160 132.586 133.362 159 100.5 159Z\" fill=\"#196D4E\"><\/path><path d=\"M92.2556 31.7875C58.6708 35.9475 32.6746 64.5857 32.6746 99.2964C32.6746 136.868 63.1323 167.325 100.704 167.325C135.414 167.325 164.053 141.329 168.212 107.744H187C182.753 151.665 145.738 186 100.704 186C52.8185 186 14 147.181 14 99.2964C14 54.2615 48.335 17.247 92.2556 13V31.7875Z\" fill=\"#196D4E\"><\/path><path d=\"M145.998 23.8936C146.666 22.7021 148.334 22.7021 149.002 23.8936L158.765 41.3192C159.433 42.5106 158.598 44 157.263 44H137.737C136.402 44 135.567 42.5106 136.235 41.3191L145.998 23.8936Z\" fill=\"#196D4E\"><\/path><path d=\"M166.567 43.0638C165.871 44.3121 164.129 44.3121 163.433 43.0638L153.245 24.8085C152.549 23.5603 153.419 22 154.812 22L175.188 22C176.581 22 177.451 23.5603 176.755 24.8085L166.567 43.0638Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loan Variety in Refinancing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85889ea elementor-widget elementor-widget-text-editor\" data-id=\"85889ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Explore loan refinancing options like transitioning from a 30-year to a 10-year fixed-rate mortgage term or lowering your loan-to-value ratio for a quicker pay-off.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-24fb511\" data-id=\"24fb511\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e46759 white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6e46759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewBox=\"0 0 200 200\" fill=\"none\"><path d=\"M128 104.972V119.733C128 125.108 125.85 130.263 122.024 134.064C118.199 137.864 113.01 140 107.6 140H80.3998C74.9896 140 69.8013 137.864 65.9757 134.064C62.15 130.263 60 125.108 60 119.733V104.972L77.1362 85.1109H110.864L128 104.972ZM89.2221 96.8538L88.5846 101.92C88.2663 102.052 87.9478 102.212 87.6295 102.396C87.3113 102.581 87.0058 102.779 86.714 102.99L81.9781 101.01L77.6005 108.531L81.7001 111.619C81.6736 111.804 81.6593 111.982 81.6593 112.154V113.222C81.6593 113.393 81.6736 113.571 81.7001 113.756L77.6005 116.844L81.9781 124.365L86.714 122.385C87.0069 122.596 87.3062 122.794 87.6107 122.979C87.9153 123.163 88.2398 123.323 88.5846 123.455L89.2221 128.521H97.9783L98.6147 123.455C98.933 123.323 99.2514 123.164 99.5698 122.979C99.8882 122.794 100.193 122.596 100.485 122.385L105.181 124.365L109.56 116.844L105.461 113.756C105.514 113.571 105.54 113.393 105.54 113.221V112.154C105.54 111.982 105.527 111.804 105.5 111.619L109.6 108.531L105.222 101.01L100.485 102.99C100.194 102.779 99.8964 102.581 99.5907 102.396C99.2851 102.211 98.9596 102.052 98.6147 101.92L97.9783 96.8538H89.2221ZM95.1923 100.021L95.7095 104.217C96.5331 104.429 97.2966 104.739 97.9992 105.148C98.7016 105.556 99.3447 106.064 99.9282 106.67L103.869 105.008L105.421 107.7L101.998 110.273C102.131 110.645 102.223 111.034 102.276 111.441C102.329 111.849 102.356 112.264 102.356 112.688C102.356 113.111 102.329 113.527 102.276 113.935C102.223 114.343 102.131 114.732 101.998 115.102L105.421 117.675L103.869 120.367L99.9282 118.744C99.3456 119.325 98.7028 119.821 97.9992 120.229C97.2956 120.638 96.532 120.947 95.7095 121.158L95.1526 125.354H92.0081L91.4908 121.158C90.6696 120.948 89.9069 120.639 89.2034 120.229C88.4999 119.82 87.8558 119.311 87.2721 118.705L83.3314 120.367L81.7795 117.675L85.2019 115.102C85.0693 114.706 84.977 114.31 84.924 113.914C84.8709 113.519 84.8435 113.11 84.8435 112.688C84.8435 112.239 84.8709 111.816 84.924 111.42C84.9771 111.025 85.0693 110.628 85.2019 110.233L81.7795 107.7L83.3314 105.008L87.2721 106.631C87.8568 106.052 88.5009 105.557 89.2034 105.148C89.9059 104.738 90.6684 104.428 91.4908 104.217L92.0478 100.021H95.1923ZM93.6801 107.146C92.1147 107.146 90.7936 107.687 89.7184 108.769C88.6435 109.851 88.106 111.157 88.107 112.688C88.1081 114.218 88.6466 115.524 89.7206 116.606C90.7947 117.688 92.1147 118.229 93.6801 118.229C95.2189 118.229 96.5321 117.688 97.6198 116.606C98.7076 115.524 99.2521 114.218 99.2521 112.688C99.2521 111.157 98.7076 109.851 97.6198 108.769C96.5321 107.687 95.2189 107.146 93.6801 107.146ZM109.984 80.0443H78.0097L67.2418 64H120.754L109.984 80.0443Z\" fill=\"#196D4E\"><\/path><path d=\"M22.707 174.52V145.153C22.707 141.678 25.5186 138.86 28.9854 138.86H58.1539C61.6206 138.861 64.4323 141.678 64.4323 145.153C64.4323 148.628 61.6206 151.445 58.1539 151.446H42.0982C47.0443 156.552 52.7633 160.883 59.0695 164.261C69.0864 169.627 80.2728 172.429 91.6306 172.422H91.647L94.8189 172.357C110.664 171.644 125.815 165.455 137.672 154.797C140.254 152.477 144.227 152.693 146.542 155.28C148.856 157.868 148.64 161.851 146.06 164.171C131.108 177.611 111.722 185.023 91.6388 185C78.2133 185.009 64.9912 181.699 53.1508 175.356C46.603 171.848 40.5921 167.471 35.2639 162.368V174.52C35.2639 177.995 32.4529 180.813 28.9854 180.813C25.5186 180.812 22.707 177.995 22.707 174.52ZM97.999 27.6839C98.5733 24.2564 101.814 21.946 105.234 22.5217C143.84 29.0212 173.254 62.648 173.258 103.191L173.226 105.551C173.084 110.699 172.443 115.805 171.345 120.808L180.182 114.778C183.048 112.821 186.961 113.569 188.913 116.441C190.862 119.313 190.118 123.228 187.254 125.184L162.68 141.965C161.198 142.977 159.35 143.304 157.611 142.867C155.873 142.428 154.402 141.264 153.573 139.671L140.485 114.499C138.882 111.417 140.075 107.617 143.15 106.01C146.224 104.405 150.016 105.6 151.619 108.681L158.249 121.439C159.862 115.515 160.71 109.388 160.701 103.208V103.2C160.701 68.9033 135.82 40.4274 103.157 34.9274C99.7386 34.3518 97.4261 31.1105 97.999 27.6839ZM43.9703 16.917C45.2798 13.6998 48.9431 12.1556 52.1535 13.4673L77.2671 23.7262C80.3833 25.0005 81.939 28.5167 80.7987 31.6907L72.4275 54.9862C71.2532 58.2548 67.6609 59.9546 64.3996 58.78C61.1379 57.6027 59.4412 53.9948 60.6146 50.7253L64.6531 39.475C52.3601 44.7063 41.7494 53.4252 34.2256 64.6961C24.4146 79.3939 20.5867 97.2994 23.5245 114.737C24.1018 118.163 21.7998 121.408 18.3824 121.988C14.9635 122.567 11.7169 120.261 11.1394 116.834C7.66721 96.2275 12.1999 75.0679 23.7943 57.6984C32.1404 45.1962 43.6986 35.3517 57.0993 29.0769L47.4119 25.1192C44.201 23.8072 42.6613 20.1354 43.9703 16.917Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Navigating the Refinancing Process<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f38425 elementor-widget elementor-widget-text-editor\" data-id=\"7f38425\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gain quick insights into the Florida refinancing process and ensure a smooth transition to your new mortgage loan terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd08052 elementor-widget elementor-widget-text-editor\" data-id=\"dd08052\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Gain insights to the refinancing process, ensuring a smooth transition to your new mortgage loan terms.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6eebac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6eebac\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f4d3ca\" data-id=\"6f4d3ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11177c5 elementor-widget elementor-widget-heading\" data-id=\"11177c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pros and Cons of Mortgage Refinancing in Florida<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f4320a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4320a9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bdd5119 rate_boxes_col \" data-id=\"bdd5119\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a3c0a6 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a3c0a6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3b87adf\" data-id=\"3b87adf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9db841b elementor-widget elementor-widget-heading\" data-id=\"9db841b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the benefits of mortgage refinancing?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8681fa4 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8681fa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Adjust your loan terms to fit changing financial goals.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Opportunity to lower your interest rate, reduce monthly payments, or shorten the length of your loan.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Remove Private Mortgage Insurance (PMI)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Switch loan types. Adjustable-Rate Mortgage (ARM) to Fixed-Rate. Fixed-Rate to ARM.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ability to access equity for major expenses, debt consolidation, or personal and real estate investments.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fb899bc\" data-id=\"fb899bc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58680a4 elementor-widget elementor-widget-image\" data-id=\"58680a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"441\" height=\"503\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/12\/TF-H2-01.png\" class=\"attachment-full size-full wp-image-3809\" alt=\"Refinance Fort Lauderdale\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/12\/TF-H2-01.png 441w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/12\/TF-H2-01-263x300.png 263w\" sizes=\"(max-width: 441px) 100vw, 441px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be3fd0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be3fd0b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4eb5cf rate_boxes_col\" data-id=\"e4eb5cf\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5e07640 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e07640\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9263925\" data-id=\"9263925\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f47834 elementor-widget elementor-widget-image\" data-id=\"6f47834\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"792\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan.webp\" class=\"attachment-full size-full wp-image-6315\" alt=\"Refinance Rates Fort Lauderdale\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan.webp 700w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan-11x12.webp 11w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b4ff5c9\" data-id=\"b4ff5c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-908bb09 elementor-widget elementor-widget-heading\" data-id=\"908bb09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the drawbacks of mortgage refinancing?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e98bf5 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8e98bf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Closing cost fees range from 2% to 4% of the new loan amount.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Extended loan terms could mean you pay more in interest over time.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Shortening the length of your loan could lead to higher monthly payments.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Potential for prepayment penalties on investment property loans.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Temporary reduction in your credit score.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27ec799 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27ec799\" data-element_type=\"section\" data-e-type=\"section\" id=\"loan-choices\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4415e3c\" data-id=\"4415e3c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fa2811 elementor-widget elementor-widget-html\" data-id=\"4fa2811\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src=\"https:\/\/code.jquery.com\/jquery-3.6.0.min.js\"><\/script>\r\n<script>\r\nvar $ = jQuery\r\n$(document).ready(function(){\r\n    \r\n$('.elementor-section[link], .elementor-column[link] > .elementor-widget-wrap, .e-con[link], .e-container[link]').on('click', function(){\r\n    \r\n    var $this = $(this).hasClass('elementor-widget-wrap') ? $(this).parent() : $(this),\r\n    link = $this.attr('link'),\r\n    newtab = $this.attr('newtab'),\r\n    openIn = typeof newtab !== 'undefined' && newtab !== false ? '_blank' : '_self'\r\n    \r\n    window.open(link, openIn)\r\n})\r\n})\r\n<\/script>\r\n<style>\r\n.elementor-section[link], .elementor-column[link] > .elementor-widget-wrap, .e-con[link], .e-container[link] {\r\n    cursor: pointer;\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6858f7 elementor-widget elementor-widget-heading\" data-id=\"d6858f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Typical Options to Refinance a Home Loan in Florida<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b240db elementor-widget elementor-widget-text-editor\" data-id=\"1b240db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The most common loan choices for those looking to refinance a mortgage in Florida include:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-593ad0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"593ad0b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8159c9d rate_boxes_col\" data-id=\"8159c9d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\" link=\"https:\/\/thedocegroup.com\/30-year-fixed-rate-mortgages\/\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-104cb07 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"104cb07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fixed-Rate Mortgage Loans<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c4baa elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"15c4baa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Often chosen for stability, these loans have a fixed interest rate for the entire loan term \u2013 typically 10, 15, 20, 25, or 30 years \u2013 and can be a good option for homeowners with a variable interest rate on their original mortgage.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-58464da rate_boxes_col\" data-id=\"58464da\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\" link=\"https:\/\/thedocegroup.com\/adjustable-rate-mortgage\/\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d9dd6b elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"6d9dd6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adjustable-Rate Mortgage Loans (ARMs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b1afe6 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8b1afe6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">These loans start with a fixed interest rate for a certain period, after which the rate adjusts at predetermined intervals. This offers periodical interest rate caps for cost protection and planning.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ab1634c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab1634c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-66cb22d rate_boxes_col\" data-id=\"66cb22d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\" link=\"https:\/\/thedocegroup.com\/fha-loans\/\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3013bbf elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"3013bbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tFHA Loans\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a968c9f elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a968c9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Homeowners with an existing FHA loan have the option to refinance in several ways. There's FHA Streamline Refinance designed to lower monthly payments and reduce interest rates with less paperwork. This refinancing (refi) option can also be used to transition from an adjustable-rate mortgage (ARM) to a fixed-rate loan. Alternatively, homeowners can tap into home equity via FHA Cash-Out Refinance. This allows one to secure a new, larger mortgage while receiving the excess amount in cash. Lastly, borrowers with enough equity might opt to switch to a conventional loan, which can help remove mortgage insurance and reduce overall expenses in the long run.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7afeb3c rate_boxes_col\" data-id=\"7afeb3c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\" link=\"https:\/\/thedocegroup.com\/va-loans\/\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d756c80 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"d756c80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tVA Loans\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b92694 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0b92694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">For veterans, active duty service members, or qualifying family members with a VA loan, the VA Streamline Refinance\u2014also known as an Interest Rate Reduction Refinance Loan (IRRRL)\u2014provides a straightforward way to lower monthly mortgage payments by securing a lower interest rate or make payments more stable by switching from an adjustable (or variable) interest rate to a fixed interest rate.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3008ec3 rate_boxes_col\" data-id=\"3008ec3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\" link=\"https:\/\/thedocegroup.com\/usda-loans\/\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc34b45 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"bc34b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUSDA Loans\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8965040 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8965040\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Refinancing with a USDA loan can be a smart option for homeowners in eligible rural areas, with a streamlined refinancing process similar to that of FHA and VA loans.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Each mortgage refinancing option comes with its own eligibility criteria, advantages, and disadvantages. Work with a mortgage broker to narrow down your best option based on the structure of your current loan and your short- and long-term financial goals.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac1b7d7 elementor-widget elementor-widget-text-editor\" data-id=\"ac1b7d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Each of these options has its specific eligibility criteria and advantages, and the best choice depends on the borrower&#8217;s current loan, financial situation, and long-term goals.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-698a4df e-flex e-con-boxed e-con e-parent\" data-id=\"698a4df\" data-element_type=\"container\" data-e-type=\"container\" id=\"localities\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6616dd9 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6616dd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Refinance in Fort Lauderdale and Other Florida Localities<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5371d35 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5371d35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wherever you\u2019re situated, refinancing your home loan in Florida can be a strategic financial move, offering a multitude of benefits that may include more favorable rates and a lower monthly bill. So how do you do it? Here\u2019s what to know about the process to refinance throughout the Sunshine State.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8cb96b e-con-full e-flex e-con e-child\" data-id=\"f8cb96b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b149b8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7b149b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>01: Evaluate Your Financial Goals<\/h3><p>Are you aiming for lower payments, a shorter loan term, or access to equity? Each goal dictates a different refinancing path, which means you should first evaluate both your current mortgage challenges and what you want to get out of a new loan before seeking out your ideal fit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e701280 elementor-widget elementor-widget-image\" data-id=\"e701280\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1468\" height=\"1664\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1.webp\" class=\"attachment-full size-full wp-image-8068\" alt=\"\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1.webp 1468w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1-903x1024.webp 903w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1-768x871.webp 768w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1-1355x1536.webp 1355w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Evaluate-Your-Financial-Goals-1-11x12.webp 11w\" sizes=\"(max-width: 1468px) 100vw, 1468px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21036d7 e-con-full e-flex e-con e-child\" data-id=\"21036d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb8ce43 elementor-widget elementor-widget-image\" data-id=\"cb8ce43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1468\" height=\"1660\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates.webp\" class=\"attachment-full size-full wp-image-8067\" alt=\"\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates.webp 1468w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates-906x1024.webp 906w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates-768x868.webp 768w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates-1358x1536.webp 1358w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Compare-Rates-11x12.webp 11w\" sizes=\"(max-width: 1468px) 100vw, 1468px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4e5ae2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f4e5ae2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>02: Compare Rates<\/h3><p>To find the lowest mortgage refinance rates in Florida, consider working with a mortgage broker who can provide you with a clear overview of available lenders, terms, and interest rates that you qualify for. Be sure to account for the added costs involved in refinancing before deciding on a loan option, including closing costs and potential appraisal fees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-390143a e-con-full e-flex e-con e-child\" data-id=\"390143a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de2377f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"de2377f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>03: Get a Preapproval<\/h3><p>Just like when you got your first mortgage, a preapproval lets you lock in your refinance rate while you get all of your documents in order. It\u2019s also the best way to lay out all the specifics regarding what you can borrow and what it will cost you on the back end to do so.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52bedb6 elementor-widget elementor-widget-image\" data-id=\"52bedb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1468\" height=\"1664\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval.webp\" class=\"attachment-full size-full wp-image-8069\" alt=\"\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval.webp 1468w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval-903x1024.webp 903w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval-768x871.webp 768w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval-1355x1536.webp 1355w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Get-a-Preapproval-11x12.webp 11w\" sizes=\"(max-width: 1468px) 100vw, 1468px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-650c0a8 e-con-full e-flex e-con e-child\" data-id=\"650c0a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6552fd8 elementor-widget elementor-widget-image\" data-id=\"6552fd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1468\" height=\"1660\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing.webp\" class=\"attachment-full size-full wp-image-8066\" alt=\"\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing.webp 1468w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing-906x1024.webp 906w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing-768x868.webp 768w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing-1358x1536.webp 1358w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Loan-Processing-11x12.webp 11w\" sizes=\"(max-width: 1468px) 100vw, 1468px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67a7c0c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"67a7c0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>04: Loan Processing<\/h3><p>To move forward with refinancing, you\u2019ll need to gather necessary documents like tax returns, bank statements, W-2s and pay stubs and provide them to a designated underwriter. The underwriter will evaluate your current finances to determine whether or not you are approved for a new Florida mortgage loan. This process may include a new appraisal of your property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eea395e e-con-full e-flex e-con e-child\" data-id=\"eea395e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-700e679 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"700e679\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>05: Close on Your New Mortgage<\/h3><p>Closing on a mortgage refinance follows the same steps as closing on an original mortgage, meaning you\u2019ll have lots of documents to sign and will owe closing costs and other possible fees. Once you\u2019ve closed, your new mortgage will pay off your old one, and you\u2019ll be all set under the updated terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c49dbcb elementor-widget elementor-widget-image\" data-id=\"c49dbcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1468\" height=\"1664\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage.webp\" class=\"attachment-full size-full wp-image-8065\" alt=\"\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage.webp 1468w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage-903x1024.webp 903w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage-768x871.webp 768w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage-1355x1536.webp 1355w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Close-on-Your-New-Mortgage-11x12.webp 11w\" sizes=\"(max-width: 1468px) 100vw, 1468px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb0e184 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb0e184\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8d27286\" data-id=\"8d27286\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42bcd0e elementor-widget elementor-widget-image\" data-id=\"42bcd0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"792\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan-1.webp\" class=\"attachment-full size-full wp-image-6316\" alt=\"Refinance Home Loan Florida\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan-1.webp 700w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan-1-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/refinance-mortgage-loan-1-11x12.webp 11w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-817db29\" data-id=\"817db29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-57269a3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"57269a3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ebe7781\" data-id=\"ebe7781\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5229540 elementor-widget elementor-widget-heading\" data-id=\"5229540\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Refinance Your Mortgage Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d7c7e2 elementor-widget elementor-widget-text-editor\" data-id=\"1d7c7e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For many, the prospect of a lower interest rate or a reduction in the loan term from 30 years to 10 years can be compelling when considering a refinanced home loan in Florida. This shift can mean substantial interest savings over the life of the loan and could make it easier to achieve your long-term financial goals. Alternatively, a cash-out refinance can provide the necessary funds for major expenses like home renovations, education, or debt consolidation through the refinance home loan process, albeit with new terms and possibly a different interest rate.<\/p><p>Refinancing within the same loan type (e.g., VA to new VA) can be a smart financial move, particularly if it helps lower your monthly mortgage payments, secure a more stable interest rate, and, in general, aligns with your financial trajectory and current market conditions. This approach maintains the inherent benefits of the original loan while adapting to your current financial needs and can make a huge difference in how much you spend on your home loan over time.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-020b273 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"020b273\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9539e9d\" data-id=\"9539e9d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad98713 elementor-widget elementor-widget-heading\" data-id=\"ad98713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Loan Refinancing: Know Your Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cba354e elementor-widget elementor-widget-text-editor\" data-id=\"cba354e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rate-and-Term Refinance:<\/strong> Adjusts your mortgage loan by replacing the original loan with a new one, usually with lower interest rates or a more favorable repayment period.<\/p><p><strong>Cash-Out Refinance:<\/strong> Enables you to tap into your home\u2019s equity, taking immediate cash out of your principal in order to fund home projects or other costly endeavors like schooling or buying a new car.<\/p><p><strong>Cash-In Refinance:<\/strong> Involves making a substantial payment to reduce your loan balance, leading to a lower loan-to-value ratio and a possible reduction in monthly payment amounts.<\/p><p><strong>Consolidation Refinance:<\/strong> Combines several loans into a single new loan with a lower average interest rate, reducing the overall interest rate on your consolidated debt.<\/p><p><strong>No-Closing-Cost Refinance:<\/strong> Offers refinancing without upfront closing costs either by rolling these expenses into the new loan or choosing a slightly higher rate, resulting in a higher monthly payment and a potentially higher interest rate.<\/p><p><strong>Debt Consolidation Refinance:<\/strong> Similar to cash-out refinance, this option allows you to use home equity to pay off other debts, consolidating them into your mortgage loan rather than taking out another loan entirely.<\/p><p><strong>Streamline Refinance:<\/strong> Simplifies the refinancing process by waiving certain requirements, like credit checks or appraisals, while reducing paperwork. Available for FHA, VA (IRRRL), and USDA loans, it allows eligible borrowers to refinance more efficiently, securing lower interest rates or more favorable loan terms while maintaining the benefits of their existing loan program.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-422a94c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"422a94c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-85c1072\" data-id=\"85c1072\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef48914 elementor-widget elementor-widget-heading\" data-id=\"ef48914\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions (FAQs)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db31687 hoverAccordion-1 elementor-widget elementor-widget-accordion\" data-id=\"db31687\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2291\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2291\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How much does it cost to refinance a mortgage in Florida?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2291\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2291\"><p>You can expect to pay anywhere from 2% to 4% of your new loan amount in closing costs when refinancing a home in Florida. This is comparable to closing costs for an original mortgage, and can be offset by savings on interest or monthly payments.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2292\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2292\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">When is the best time to refinance my mortgage loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2292\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2292\"><p>That depends on a number of factors, such as interest rates, changes in home value, and changes in your financial situation. A mortgage broker can evaluate your current finances to determine whether now is the time to refinance or you\u2019re better off waiting.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2293\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2293\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How much does refinancing affect your credit score?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2293\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2293\"><p>Refinancing can have a temporary impact on your credit score due to credit checks and the addition of a new loan to your credit history.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2294\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2294\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Are there any risks to refinancing a mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2294\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2294\"><p>Yes, there are a few risks to refinancing a mortgage. This includes the potential for higher long-term costs and potentially steep fees associated with closing a new mortgage loan.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2295\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2295\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I refinance with bad credit?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2295\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2295\"><p>Yes, it is possible to refinance with a middle credit FICO score as low as 550; however, it can be challenging. Look into refinancing options for those with lower credit scores, like FHA streamline refinance, VA streamline refinance (IRRRL), and USDA streamline refinance. Or, talk to a mortgage broker about your available options.<\/p><p>We also have access to private lenders that will finance up to 70% of a property value without credit checks and without income or asset verifications. Rates for these situations start at 9.50% and are short term.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2296\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2296\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How long does it take to refinance a mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2296\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2296\"><p>It typically takes 3 to 5 weeks to refinance a mortgage loan, though it can take more or less time depending on the complexity of your financial situation and loan type.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7e2b7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7e2b7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b1de94a\" data-id=\"b1de94a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-912837e elementor-widget elementor-widget-heading\" data-id=\"912837e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get the Best Refinance Rates in Fort Lauderdale and Other Nearby Cities<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c65fbdc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c65fbdc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-de2d551\" data-id=\"de2d551\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37fa005 elementor-widget elementor-widget-text-editor\" data-id=\"37fa005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mortgage loan refinancing offers a powerful tool for adapting your home loan to suit your evolving financial situation. By thoroughly understanding your options and the implications of refinancing, you can make choices that enhance your financial well-being and set you up for future success.<\/p><p>At The Doce Mortgage Group, we are committed to guiding you through every step of the refinancing process, ensuring you make a decision that aligns with your long-term financial goals. Contact us to learn more and start exploring today\u2019s best Florida refinancing rates and terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Refinance a Mortgage in Florida: Your Comprehensive Guide Unlock new financial possibilities with our complete guide to mortgage loan refinancing, including targeted advice to refinance in different Florida locales. Whether you\u2019re looking to lower your rate, change terms, consolidate debt, or access equity, we provide the insights you need to refinance a Florida mortgage and [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-3378","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.5.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Refinance Mortgage in Florida with The Doce Group. 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