{"id":6736,"date":"2024-07-31T17:06:00","date_gmt":"2024-07-31T17:06:00","guid":{"rendered":"https:\/\/thedocegroup.com\/?p=6736"},"modified":"2024-08-15T20:50:38","modified_gmt":"2024-08-15T20:50:38","slug":"como-hacer-una-oferta-por-una-casa","status":"publish","type":"post","link":"https:\/\/thedocegroup.com\/es\/how-to-make-an-offer-on-a-house\/","title":{"rendered":"C\u00f3mo hacer una oferta por una casa"},"content":{"rendered":"<p>Si ha contratado los servicios de un agente inmobiliario, el proceso f\u00edsico de hacer una oferta por una casa es relativamente f\u00e1cil. Le dir\u00e1s a tu agente inmobiliario que haga una oferta y dejar\u00e1s que prepare el papeleo.<\/p>\n\n\n\n<p>Lo que no est\u00e1 tan claro es c\u00f3mo hacer una oferta ganadora, sobre todo en un mercado de vendedores. Aqu\u00ed tienes algunos consejos para que tu oferta sea lo m\u00e1s s\u00f3lida posible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>P\u00f3ngase en el lugar del vendedor<\/strong><\/h2>\n\n\n\n<p>Un poco de empat\u00eda puede ser muy \u00fatil a la hora de considerar c\u00f3mo elaborar una oferta. \u00bfPor qu\u00e9 vende el vendedor? \u00bfQu\u00e9 es lo que m\u00e1s le preocupa? \u00bfNecesitar\u00e1 un poco de tiempo para mudarse?&nbsp;<\/p>\n\n\n\n<p>\u00bfNecesitan vender r\u00e1pido? Considere la posibilidad de ajustar la fecha de cierre. \u00bfLes faltan fondos para hacer las reparaciones de su bolsillo? Su oferta de renunciar a las contingencias de reparaci\u00f3n puede ser convincente, aunque pida menos que el precio de venta.<\/p>\n\n\n\n<p>Ser considerado con las necesidades del vendedor y demostrar que las comprende puede ayudarle a diferenciar su oferta.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ofrezca m\u00e1s que el precio de cat\u00e1logo<\/strong><\/h2>\n\n\n\n<p>Puede que no parezca justo, pero en un mercado de vendedores, los compradores que hacen ofertas ganadoras suelen ofrecer al menos entre 1% y 3% por encima del precio de venta suelen tener m\u00e1s suerte.&nbsp;<\/p>\n\n\n\n<p>Hay excepciones, por supuesto. Si la casa no est\u00e1 lista para entrar a vivir, tiene derecho a ofrecer menos, en funci\u00f3n del alcance de las reparaciones.&nbsp;<\/p>\n\n\n\n<p>Todo lo que est\u00e9 por debajo de 20% se considerar\u00e1 una oferta baja, aunque la casa est\u00e9 en mal estado. Si est\u00e1s tan descontento con el estado de la casa, quiz\u00e1 sea mejor que busques en otra parte.&nbsp;&nbsp;<\/p>\n\n\n\n<p>V\u00e9ase tambi\u00e9n: <a href=\"https:\/\/thedocegroup.com\/the-pros-and-cons-of-purchasing-an-old-house-vs-a-new-house-in-florida-2024-edition\/\">Ventajas e inconvenientes de comprar una casa antigua frente a una nueva en Florida: edici\u00f3n 2024<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Establecer contingencias razonables<\/strong><\/h2>\n\n\n\n<p>Hay tres contingencias que casi siempre puede a\u00f1adir sin penalizaci\u00f3n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hacer que la venta dependa de la aprobaci\u00f3n final del pr\u00e9stamo.<\/li>\n\n\n\n<li>Condicionar la venta a la inspecci\u00f3n de la vivienda.<\/li>\n\n\n\n<li>Condicionar la venta a la tasaci\u00f3n.<\/li>\n<\/ul>\n\n\n\n<p>Cualquier contingencia que a\u00f1ada adem\u00e1s de estas tres puede hacer que su oferta sea menos atractiva. Usted <em>puede <\/em>Exija al vendedor que se encargue de algunas reparaciones, pero podr\u00eda salir perdiendo frente a un comprador que est\u00e9 dispuesto a poner de su parte.&nbsp;<\/p>\n\n\n\n<p>Los vendedores suelen estar dispuestos a soportar las tres contingencias anteriores porque saben que el banco las exige antes de emitir fondos.&nbsp;<\/p>\n\n\n\n<p>V\u00e9ase tambi\u00e9n: <a href=\"https:\/\/thedocegroup.com\/what-to-expect-during-the-home-inspection\/\">Qu\u00e9 esperar durante la inspecci\u00f3n de la vivienda<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ofrecer una fianza suficiente<\/strong><\/h2>\n\n\n\n<p>El vendedor debe retirar la vivienda del mercado y ponerla en estado \"pendiente\" mientras usted realiza las inspecciones de la vivienda y las tasaciones, y antes del cierre. Esto significa que se perder\u00e1n otras ofertas.&nbsp;<\/p>\n\n\n\n<p>Para reducir el riesgo para el vendedor, la mayor\u00eda de la gente ofrece una fianza, un dep\u00f3sito relativamente peque\u00f1o que demuestra al vendedor que vas en serio. Si te echas atr\u00e1s en el trato por cualquier motivo distinto de las contingencias enumeradas, el vendedor se queda con ese dinero.<\/p>\n\n\n\n<p>La fianza tambi\u00e9n le ayuda a demostrar al vendedor que dispone de los recursos necesarios para comprar su casa.<\/p>\n\n\n\n<p>La regla general es ofrecer entre 1% y 5% en concepto de arras para que la oferta sea competitiva.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Considere una cl\u00e1usula de progresividad<\/strong><\/h2>\n\n\n\n<p>\u00bfTe preocupa que alguien haga una oferta mejor? A\u00f1ade una cl\u00e1usula de aumento, que incrementar\u00e1 autom\u00e1ticamente el valor de tu oferta si alguien te supera.&nbsp;<\/p>\n\n\n\n<p>No se preocupe. Puedes poner un tope a la cantidad que est\u00e1s dispuesto a pagar.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Aseg\u00farese de que su financiaci\u00f3n est\u00e1 lista<\/strong><\/h2>\n\n\n\n<p>Presentarse con un <a href=\"https:\/\/thedocegroup.com\/verified-pre-approval\/\">carta de preaprobaci\u00f3n<\/a> en la mano que garantice que el cierre se producir\u00e1 realmente cuando llegue a la mesa es una de las formas m\u00e1s s\u00f3lidas de asegurarse de que consigue la casa que espera. Nadie quiere sacar una casa del mercado s\u00f3lo para ver c\u00f3mo se cae la financiaci\u00f3n.<\/p>\n\n\n\n<p>Tambi\u00e9n tendr\u00e1 la <a href=\"https:\/\/g.page\/r\/Caqw1nYAs-VQEBM\/\" title=\"\">tranquilidad<\/a> que se obtiene al saber que s\u00f3lo se hacen ofertas de vivienda dentro de su presupuesto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Obtenga ayuda hoy mismo&nbsp;<\/strong><\/h2>\n\n\n\n<p>Entre en el proceso de oferta de vivienda armado con el mejor pr\u00e9stamo posible para su situaci\u00f3n particular. Programe una <a href=\"https:\/\/thedocegroup.com\/contact\/#calendly\">consulta personalizada<\/a> con <a href=\"https:\/\/thedocegroup.com\/about\/\">Alex Doce<\/a> hoy mismo, o llama al (800) 355-ALEX.&nbsp;<\/p>\n\n\n\n<p>Alex est\u00e1 listo para responder a todas sus preguntas, as\u00ed como para darle la mejor oportunidad de asegurar un pr\u00e9stamo hipotecario.&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>If you have obtained the services of a real estate agent, the physical process of making an offer on a house is relatively easy. You&#8217;ll tell your real estate agent to make an offer, and let them draw up the paperwork. What is a bit less straightforward is how you go about making a winning [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6737,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Unsure how to go about making a competitive offer on the home of your dreams? 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