{"id":3747,"date":"2023-12-07T08:24:23","date_gmt":"2023-12-07T08:24:23","guid":{"rendered":"https:\/\/thedolcegroup.wpenginepowered.com\/?page_id=3747"},"modified":"2026-02-23T17:15:53","modified_gmt":"2026-02-23T17:15:53","slug":"zero-down-mortgage-florida","status":"publish","type":"page","link":"https:\/\/thedocegroup.com\/fr\/zero-down-mortgage-florida\/","title":{"rendered":"Page d'accueil Z\u00e9ro"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3747\" class=\"elementor elementor-3747\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e52f8a1 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e52f8a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b1411b8\" data-id=\"b1411b8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ba6e63 elementor-widget elementor-widget-heading\" data-id=\"4ba6e63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Achetez la maison de vos r\u00eaves avec un pr\u00eat hypoth\u00e9caire sans apport en Floride<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07985f6 elementor-widget elementor-widget-text-editor\" data-id=\"07985f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Achetez une maison plus rapidement avec un pr\u00eat hypoth\u00e9caire sans mise de fonds en Floride. Notre programme HomeZero \u00e9limine l'obstacle d'un acompte, offrant un financement de 100% et des conditions flexibles qui sont id\u00e9ales pour les acheteurs d'une premi\u00e8re maison en Floride et ceux qui ont des scores FICO plus bas, et vous donnant jusqu'\u00e0 1,5% du prix d'achat pour les frais de cl\u00f4ture.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2225a07\" data-id=\"2225a07\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c01888 flex-column elementor-invisible elementor-widget elementor-widget-image\" data-id=\"8c01888\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/elementor\/thumbs\/homezero-loan-program-qmki2k6xuyszokx1zjdlkgb74vcqsjzu2378xvhp4g.webp\" title=\"Hypoth\u00e8que sans apport Floride\" alt=\"Hypoth\u00e8que sans apport Floride\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e7f2882 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e7f2882\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-be0017e\" data-id=\"be0017e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33d3e91 phone_number elementor-widget elementor-widget-text-editor\" data-id=\"33d3e91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/thedocegroup.com\/?quote=open\">Commencer<\/a> ou appelez aujourd'hui ! <a href=\"tel:8006967283\">(800) 696-SAVE (7283)<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-493b8b4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"493b8b4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ab1ec0\" data-id=\"8ab1ec0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6544a74 elementor-widget elementor-widget-heading\" data-id=\"6544a74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Points cl\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b09d5f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b09d5f5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-902698b\" data-id=\"902698b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90e2b56 white-icon have-min-height elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"90e2b56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewbox=\"0 0 200 200\" fill=\"none\"><path d=\"M100.494 15C101.424 15 102.344 15.1845 103.202 15.542C104.06 15.8995 104.839 16.423 105.494 17.083L122.114 34.125C122.409 34.3131 122.75 34.413 123.1 34.4131C123.449 34.4131 123.792 34.3131 124.086 34.125C124.401 33.9875 124.669 33.7614 124.856 33.4736C125.044 33.1859 125.143 32.8494 125.142 32.5059V29.125C125.142 27.2574 125.884 25.4661 127.205 24.1455C128.526 22.825 130.317 22.083 132.185 22.083H153.312C155.179 22.0831 156.97 22.8249 158.291 24.1455C159.612 25.4661 160.353 27.2574 160.354 29.125V71.3789C160.402 71.795 160.574 72.1875 160.847 72.5059L182.959 94.5479C183.936 95.5382 184.598 96.796 184.861 98.1621C185.124 99.5281 184.977 100.941 184.438 102.224C183.909 103.51 183.012 104.611 181.859 105.388C180.706 106.165 179.349 106.583 177.959 106.59H169.156C168.689 106.59 168.241 106.775 167.911 107.105C167.581 107.436 167.396 107.884 167.396 108.351V177.013C167.395 178.88 166.654 180.672 165.333 181.992C164.012 183.313 162.221 184.055 160.354 184.055H40.6348C38.7672 184.055 36.9759 183.313 35.6553 181.992C34.3347 180.672 33.5928 178.88 33.5928 177.013V108.351C33.5928 107.884 33.4073 107.436 33.0771 107.105C32.747 106.775 32.2989 106.59 31.832 106.59H23.0293C21.639 106.583 20.2818 106.165 19.1289 105.388C17.976 104.611 17.0791 103.51 16.5508 102.224C16.0116 100.941 15.8639 99.5281 16.127 98.1621C16.3901 96.796 17.0522 95.5381 18.0293 94.5479L95.4941 17.083C96.1488 16.4229 96.928 15.8995 97.7861 15.542C98.6443 15.1845 99.5645 15 100.494 15ZM93.1006 107V166.8H152.9V159.297H100.603V107H93.1006ZM105.94 117.527C105.038 117.447 104.134 117.694 103.398 118.229C102.663 118.765 102.148 119.549 101.947 120.433L101.911 120.61C101.742 121.566 101.951 122.551 102.492 123.356L102.513 123.387L102.535 123.417L116.48 142.592C116.799 143.03 117.208 143.394 117.681 143.659C118.153 143.924 118.679 144.084 119.22 144.127C119.76 144.17 120.304 144.095 120.812 143.908C121.321 143.721 121.784 143.425 122.167 143.042L129.694 135.51L137.746 145.352H131.716C130.721 145.352 129.767 145.746 129.063 146.449C128.404 147.109 128.016 147.989 127.97 148.916L127.965 149.103L127.97 149.289C128.016 150.216 128.404 151.096 129.063 151.756C129.767 152.459 130.721 152.853 131.716 152.854H145.662C146.657 152.853 147.612 152.459 148.315 151.756C149.019 151.052 149.413 150.097 149.413 149.103V135.156C149.413 134.224 149.065 133.327 148.442 132.639L148.315 132.504L148.18 132.376C147.538 131.795 146.714 131.453 145.849 131.41L145.662 131.405C144.667 131.405 143.712 131.801 143.009 132.504C142.306 133.207 141.911 134.162 141.911 135.156V138.594L132.877 127.551L132.875 127.549C132.543 127.144 132.13 126.812 131.663 126.576C131.254 126.37 130.811 126.241 130.356 126.194L130.161 126.18L129.966 126.175C129.509 126.176 129.054 126.26 128.626 126.425C128.138 126.613 127.694 126.902 127.323 127.271L119.965 134.629L108.6 119.005L108.578 118.974L108.555 118.944L108.438 118.804C107.884 118.166 107.13 117.733 106.3 117.576L106.121 117.548L105.94 117.527ZM104.033 122.017C104.069 122.092 104.112 122.165 104.159 122.235L118.104 141.411C118.141 141.462 118.181 141.511 118.223 141.558C118.181 141.511 118.141 141.463 118.104 141.412L104.159 122.236C104.112 122.166 104.069 122.093 104.033 122.018V122.017ZM59.25 76.3877C52.1451 78.116 47.0002 83.267 47 89.333C47 98.7541 56.2402 100.991 63.6602 102.787C71.3601 104.583 75 105.939 75 109.667C74.9997 113.327 70.2048 116.444 64.5 116.444C58.7952 116.444 54.0003 113.327 54 109.667H47C47.0002 115.733 52.1451 120.884 59.25 122.612V130H69.75V122.612C76.8549 120.884 81.9998 115.733 82 109.667C82 100.246 72.7598 98.009 65.3398 96.2129C57.6399 94.4168 54 93.0608 54 89.333C54.0003 85.6731 58.7952 82.5557 64.5 82.5557C70.2048 82.5557 74.9997 85.6731 75 89.333H82C81.9998 83.267 76.8549 78.116 69.75 76.3877V69H59.25V76.3877ZM129.348 128.3C129.22 128.349 129.098 128.413 128.985 128.49C129.098 128.413 129.22 128.348 129.348 128.299C129.404 128.277 129.462 128.259 129.521 128.243C129.462 128.259 129.404 128.278 129.348 128.3ZM105.846 119.536L106.011 119.567C105.956 119.554 105.9 119.544 105.845 119.536C105.789 119.528 105.733 119.524 105.678 119.521C105.733 119.524 105.79 119.528 105.846 119.536Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acheter une maison en Floride sans mise de fonds<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a46b89 elementor-widget elementor-widget-text-editor\" data-id=\"4a46b89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le programme de pr\u00eat \u00e0 taux z\u00e9ro offre un financement 100%, \u00e9liminant la n\u00e9cessit\u00e9 d'un acompte et rendant l'accession \u00e0 la propri\u00e9t\u00e9 plus accessible \u00e0 de nombreux types d'acheteurs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5406ed1\" data-id=\"5406ed1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ee1f0e white-icon have-min-height elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6ee1f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewbox=\"0 0 200 200\" fill=\"none\"><path d=\"M159.514 42.5286C164.476 40.8661 167.134 35.4928 165.48 30.5054C163.826 25.5181 158.48 22.8463 153.548 24.479L120.173 35.6709C116.067 28.6946 108.477 24.0041 99.8228 24.0041C86.7681 24.0041 76.1943 34.6319 76.1943 47.7534C76.1943 48.644 76.2534 49.5049 76.342 50.3659L40.1314 62.478C35.1694 64.1405 32.5112 69.5138 34.1652 74.5011C35.8192 79.4885 41.1651 82.1603 46.1271 80.4979L86.1478 67.0795C87.4769 68.0294 88.8946 68.831 90.4009 69.5138L90.3714 166.5C90.3714 171.755 94.595 176 99.8228 176H156.531C161.759 176 165.982 171.755 165.982 166.5C165.982 161.246 161.759 157.001 156.531 157.001H109.274V69.5138C115.477 66.7826 120.261 61.4984 122.329 54.9673L159.514 42.4989V42.5286ZM135.147 109.502L156.531 72.6309L177.915 109.502H135.118H135.147ZM156.531 138.001C175.109 138.001 190.556 127.908 193.746 114.578C194.514 111.313 193.451 107.958 191.767 105.049L163.649 56.6001C162.172 54.047 159.455 52.5033 156.531 52.5033C153.607 52.5033 150.89 54.0767 149.413 56.6001L121.295 105.078C119.612 107.988 118.548 111.342 119.316 114.608C122.506 127.908 137.953 138.001 156.531 138.001ZM43.4689 110.63L64.8527 147.501H22.0556L43.4394 110.63H43.4689ZM6.25404 152.577C9.44389 165.907 24.891 176 43.4689 176C62.0468 176 77.4939 165.907 80.6837 152.577C81.4517 149.312 80.3884 145.957 78.7048 143.048L50.5574 94.599C49.0806 92.046 46.3634 90.5023 43.4394 90.5023C40.5153 90.5023 37.798 92.0757 36.3213 94.599L8.23293 143.077C6.5494 145.987 5.48612 149.341 6.25404 152.607V152.577Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Consid\u00e9rations sur le cr\u00e9dit flexible et le DTI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-031d7c7 elementor-widget elementor-widget-text-editor\" data-id=\"031d7c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Avec un score FICO minimum de 600 et un ratio DTI pouvant aller jusqu'\u00e0 57%, le programme s'adresse \u00e0 un plus large \u00e9ventail de profils financiers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-449f185\" data-id=\"449f185\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7055866 white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7055866\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewbox=\"0 0 200 200\" fill=\"none\"><path d=\"M155.23 126.514C172.761 126.514 186.973 140.726 186.973 158.257C186.973 175.789 172.761 190.001 155.23 190.001C137.699 190.001 123.487 175.789 123.487 158.257C123.487 140.726 137.699 126.514 155.23 126.514ZM155.23 135.223C142.559 135.223 132.197 145.586 132.197 158.256C132.197 170.927 142.559 181.29 155.23 181.291C167.9 181.29 178.264 170.927 178.264 158.256C178.264 145.586 167.9 135.223 155.23 135.223ZM156.395 175.848C156.267 175.856 156.138 175.863 156.009 175.869C155.88 175.874 155.75 175.878 155.62 175.88C155.491 175.883 155.36 175.884 155.23 175.884C155.173 175.884 155.116 175.881 155.06 175.88C155.116 175.881 155.173 175.883 155.23 175.883C155.36 175.883 155.491 175.882 155.62 175.879C155.75 175.877 155.88 175.873 156.009 175.868C156.138 175.863 156.267 175.856 156.395 175.848ZM164.52 172.045C161.977 173.877 158.789 174.883 155.23 174.883C146.088 174.883 138.603 167.399 138.603 158.256C138.603 154.697 139.609 151.509 141.441 148.966L164.52 172.045ZM155.23 141.629C164.372 141.629 171.856 149.114 171.857 158.256C171.857 161.561 170.707 164.738 168.959 167.487L145.94 144.467C148.483 142.635 151.671 141.629 155.23 141.629ZM171.466 151.413L171.629 151.81C171.576 151.677 171.521 151.544 171.465 151.413L171.293 151.02C171.352 151.15 171.41 151.281 171.466 151.413Z\" fill=\"#196D4E\"><\/path><path d=\"M166.987 104.101V123.181C162.798 121.537 158.238 120.635 153.466 120.635C133.013 120.635 116.432 137.216 116.432 157.669C116.432 165.797 119.053 173.312 123.493 179.419H65.7612C54.2555 179.419 43.2203 174.828 35.0845 166.655C26.9488 158.483 22.3785 147.398 22.3784 135.841V104.101L58.8198 61.3945H130.545L166.987 104.101ZM89.2593 94.0781H85.644C78.6525 94.0784 72.9918 99.7722 72.9917 106.788V110.042C72.9925 112.934 73.9746 115.74 75.7769 117.995C77.579 120.25 80.0931 121.821 82.9038 122.447L104.119 127.183C104.519 127.273 104.876 127.499 105.132 127.82C105.389 128.142 105.528 128.543 105.528 128.955V135.841C105.528 136.322 105.337 136.784 104.999 137.124C104.66 137.465 104.2 137.656 103.72 137.656H85.644C84.6538 137.656 83.8366 136.843 83.8364 135.841V132.209H72.9917V135.841C72.9918 139.21 74.3236 142.442 76.6948 144.825C79.0662 147.209 82.2826 148.549 85.6372 148.551H89.2524V157.63H100.098V148.551H103.713C107.069 148.551 110.288 147.212 112.661 144.828C115.033 142.445 116.367 139.212 116.367 135.841V128.955C116.366 126.064 115.384 123.259 113.583 121.004C111.783 118.749 109.27 117.178 106.46 116.55L85.2466 111.814C84.8463 111.724 84.4881 111.499 84.2319 111.177C83.9758 110.855 83.8362 110.454 83.8364 110.042V106.788C83.8365 106.307 84.0278 105.844 84.3667 105.504C84.7055 105.164 85.165 104.973 85.644 104.973H103.72C104.199 104.973 104.66 105.164 104.999 105.504C105.337 105.844 105.528 106.307 105.528 106.788V110.42H116.374V106.788C116.373 99.7721 110.705 94.0781 103.72 94.0781H100.105V84.999H89.2593V94.0781ZM128.672 50.5H60.6782L37.7788 16H151.579L128.672 50.5Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pas de restrictions pour les primo-acc\u00e9dants ni de limites de revenus<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27e6462 elementor-widget elementor-widget-text-editor\" data-id=\"27e6462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tContrairement \u00e0 de nombreux programmes d'aide au versement initial, le programme HomeZero n'impose aucune restriction de revenu et est ouvert aux primo-acc\u00e9dants comme aux acheteurs r\u00e9guliers.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65a0f54 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65a0f54\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3897944\" data-id=\"3897944\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97642f9 elementor-widget elementor-widget-heading\" data-id=\"97642f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financez votre avenir avec une hypoth\u00e8que sans apport en Floride<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ed0af7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ed0af7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64ed329 rate_boxes_col\" data-id=\"64ed329\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-870b275 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"870b275\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-582ca97\" data-id=\"582ca97\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5f27c5 elementor-widget elementor-widget-heading\" data-id=\"f5f27c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quels sont les avantages ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daa360e elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"daa360e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e9posez 0% \u00e0 la cl\u00f4ture de l'achat de votre nouvelle maison en Floride.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ouvert aux personnes ayant un ratio dette\/revenu (DTI) \u00e9lev\u00e9.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Crit\u00e8res d'\u00e9ligibilit\u00e9 \u00e9tendus, y compris l'allocation de fonds de donation.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Convient aux r\u00e9sidences principales dans l'ensemble de l'\u00c9tat.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Disponible pour les maisons de 1 \u00e0 2 familles.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aide au financement des frais de cl\u00f4ture.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d1e908\" data-id=\"6d1e908\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9522af elementor-widget elementor-widget-image\" data-id=\"c9522af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"792\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/mortgage-loan-new-family.webp\" class=\"attachment-full size-full wp-image-6262\" alt=\"Hypoth\u00e8que sans apport en Floride\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/mortgage-loan-new-family.webp 700w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/mortgage-loan-new-family-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/04\/mortgage-loan-new-family-11x12.webp 11w\" sizes=\"(max-width: 700px) 100vw, 700px\" title=\"Hypoth\u00e8que sans mise de fonds en Floride - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5932ee3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5932ee3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-668b55e rate_boxes_col\" data-id=\"668b55e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fbc6eb8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fbc6eb8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aea4dc6\" data-id=\"aea4dc6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e29389 elementor-widget elementor-widget-image\" data-id=\"1e29389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"242\" height=\"268\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/12\/One-Frame-Key-01-1.png\" class=\"attachment-full size-full wp-image-3795\" alt=\"VA Home Loan Lenders Near Me\" title=\"Pr\u00eats immobiliers VA pr\u00e8s de chez moi - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dcb13ed\" data-id=\"dcb13ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce4eea1 elementor-widget elementor-widget-heading\" data-id=\"ce4eea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quels sont les inconv\u00e9nients ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6287ace elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6287ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clippath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Un solde de pr\u00eat plus \u00e9lev\u00e9 signifie que vous vous endettez davantage.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clippath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Limit\u00e9 aux r\u00e9sidences principales ; non applicable aux r\u00e9sidences secondaires ou aux immeubles de placement.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9756971 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9756971\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d5d3ba2\" data-id=\"d5d3ba2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-633a9a4 elementor-widget elementor-widget-heading\" data-id=\"633a9a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le pr\u00eat HomeZero : financement hypoth\u00e9caire 100% en Floride<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-496feef elementor-widget elementor-widget-text-editor\" data-id=\"496feef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le programme HomeZero change la donne pour les acheteurs. Il couvre 100% du co\u00fbt d'achat d'un logement et ouvre la voie \u00e0 une approche plus inclusive de l'immobilier r\u00e9sidentiel.<\/p><p>Nos pr\u00eats immobiliers sans apport en Floride sont con\u00e7us pour les primo-acc\u00e9dants et les acheteurs r\u00e9guliers qui souhaitent un pr\u00eat flexible sans le co\u00fbt \u00e9lev\u00e9 d'un apport et des frais de cl\u00f4ture \u00e9lev\u00e9s. Il offre \u00e9galement de grands avantages \u00e0 ceux qui ont \u00e9t\u00e9 mis \u00e0 l'\u00e9cart dans le paysage des pr\u00eats hypoth\u00e9caires traditionnels, y compris les personnes \u00e0 revenu \u00e9lev\u00e9 qui ne peuvent pas b\u00e9n\u00e9ficier d'autres programmes d'aide \u00e0 l'achat d'un logement.<\/p><p>Au <a href=\"https:\/\/thedocegroup.com\/\" target=\"_blank\" rel=\"noopener\">Le groupe hypoth\u00e9caire Doce<\/a>Nous nous engageons \u00e0 faire de vos r\u00eaves d'accession \u00e0 la propri\u00e9t\u00e9 une r\u00e9alit\u00e9. Profitez des pr\u00eats hypoth\u00e9caires sans apport \u00e0 la structure souple du programme HomeZero, et b\u00e9n\u00e9ficiez d'avantages tels que des exigences r\u00e9duites en mati\u00e8re de solvabilit\u00e9 et de taux d'int\u00e9r\u00eat sur les biens immobiliers \u00e9ligibles en Floride.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8c93cb2\" data-id=\"8c93cb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9fa33ab elementor-widget elementor-widget-image\" data-id=\"9fa33ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"792\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/11\/banner-file-design-new1.png\" class=\"attachment-full size-full wp-image-3694\" alt=\"Zero Down Home Loans Florida\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/11\/banner-file-design-new1.png 700w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/11\/banner-file-design-new1-265x300.png 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2023\/11\/banner-file-design-new1-600x679.png 600w\" sizes=\"(max-width: 700px) 100vw, 700px\" title=\"Zero Down Home Loans Florida - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2dd0ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2dd0ca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e616bef rate_boxes_col\" data-id=\"e616bef\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-95c1d12 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"95c1d12\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76aea80\" data-id=\"76aea80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e333e20 elementor-widget elementor-widget-heading\" data-id=\"e333e20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AccueilR\u00e9sum\u00e9 z\u00e9ro<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ee85b2 elementor-widget elementor-widget-text-editor\" data-id=\"7ee85b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Aide au paiement de l'acompte :<\/strong> Obtenez un financement 100% et ne mettez pas d'argent de c\u00f4t\u00e9 pour l'achat de votre maison en Floride. Le programme HomeZero vous offre un deuxi\u00e8me pr\u00eat pour couvrir votre acompte et la plupart des frais de cl\u00f4ture - soit 3,5% ou 5% du prix d'achat total, en fonction de vos besoins et de vos qualifications.<\/p><p><strong>Exigences de l'emprunteur :<\/strong> Il n'y a aucune restriction de revenu pour obtenir un pr\u00eat HomeZero, et vous pouvez vous qualifier avec un score de cr\u00e9dit aussi bas que 600 et un DTI aussi \u00e9lev\u00e9 que 57%. En outre, contrairement \u00e0 de nombreux autres pr\u00eats d'assistance, il n'y a pas de conditions \u00e0 remplir pour l'achat d'un premier logement ; toutefois, le programme ne peut \u00eatre utilis\u00e9 que pour l'achat d'une r\u00e9sidence principale.<\/p><p><strong>Termes flexibles :<\/strong> Verrouiller avec un <a href=\"https:\/\/thedocegroup.com\/30-year-fixed-rate-mortgages\/\" target=\"_blank\" rel=\"noopener\">Taux fixe sur 30 ans<\/a> sur un pr\u00eat hypoth\u00e9caire sans apport en Floride. Les pr\u00eats HomeZero permettent des contributions du vendeur jusqu'\u00e0 6% ainsi que des fonds de donation, et peuvent \u00eatre optimis\u00e9s de multiples fa\u00e7ons pour r\u00e9pondre \u00e0 vos besoins, par exemple par le biais d'une structure de pr\u00eat remboursable ou d'un pr\u00eat \u00e0 remboursement diff\u00e9r\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-83ff901\" data-id=\"83ff901\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-619566d elementor-widget elementor-widget-image\" data-id=\"619566d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/elementor\/thumbs\/banner-qke7o14k3m91oqwiwaux0o31n58x81sal6z5kozucw.png\" title=\"100% Financement hypoth\u00e9caire Floride\" alt=\"100% Financement hypoth\u00e9caire Floride\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b45ab49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b45ab49\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d067f0 rate_boxes_col\" data-id=\"5d067f0\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-39f35fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39f35fa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a97fc50\" data-id=\"a97fc50\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c61efa5 elementor-widget elementor-widget-image\" data-id=\"c61efa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/elementor\/thumbs\/asian-couple-buying-a-new-home-qmm887tdjjzke4lin9zluadono8bwwc2pgimkjp2ls.webp\" title=\"couple asiatique achetant une nouvelle maison\" alt=\"Couple asiatique achetant une nouvelle maison\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c523434\" data-id=\"c523434\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eecd52 elementor-widget elementor-widget-heading\" data-id=\"6eecd52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conditions d'obtention d'un pr\u00eat hypoth\u00e9caire sans apport en Floride<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-318d21f elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"318d21f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acheteurs d'un premier logement et acheteurs r\u00e9currents<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Score FICO minimum de 600<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Taux d'endettement maximal de 57%<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aucune restriction de revenu<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Achat d'une r\u00e9sidence principale uniquement<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clippath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cours de formation \u00e0 l'accession \u00e0 la propri\u00e9t\u00e9 pour au moins un emprunteur<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f039a6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f039a6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e35439 rate_boxes_col\" data-id=\"2e35439\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-738ec28 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"738ec28\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-065ef4b\" data-id=\"065ef4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-701b7c0 elementor-widget elementor-widget-heading\" data-id=\"701b7c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">HomeZero Types de propri\u00e9t\u00e9 et restrictions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc4c171 elementor-widget elementor-widget-text-editor\" data-id=\"fc4c171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vous pouvez utiliser le programme HomeZero pour acheter de nombreux types de r\u00e9sidences principales, y compris des r\u00e9sidences unifamiliales, des PUD, des maisons en rang\u00e9e, des condominiums, des maisons pr\u00e9fabriqu\u00e9es \u00e0 double largeur et des propri\u00e9t\u00e9s de 1 \u00e0 4 logements (tant que l'un des logements est occup\u00e9 par le propri\u00e9taire).<\/p><p>Il convient de noter que les pr\u00eats sans apport ne peuvent pas \u00eatre appliqu\u00e9s aux r\u00e9sidences secondaires ou aux immeubles de placement. Il existe \u00e9galement plusieurs restrictions concernant l'application d'un pr\u00eat HomeZero \u00e0 un bien manufactur\u00e9 - par exemple, les maisons manufactur\u00e9es \u00e0 acte restreint et les coop\u00e9ratives ne sont pas \u00e9ligibles. D'autres types de biens immobiliers ne sont pas \u00e9ligibles, notamment les pensions de famille, les biens immobiliers \u00e0 usage commercial (h\u00f4tels, motels, chambres d'h\u00f4tes, etc.) et les maisons de tourisme.<\/p><p>Votre bien est-il \u00e9ligible \u00e0 un pr\u00eat HomeZero ? Contactez Alex Doce d\u00e8s aujourd'hui pour le savoir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3b85f96\" data-id=\"3b85f96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2cb662 elementor-widget elementor-widget-image\" data-id=\"d2cb662\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/elementor\/thumbs\/mortgage-loan-for-new-home-purchase-qmmbuditwo5y29j9m1etlxyhxgp2s2209om3wwpj00.webp\" title=\"pr\u00eat hypoth\u00e9caire pour l&#039;achat d&#039;une nouvelle maison\" alt=\"#itre de l&#039;image\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dccff5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dccff5d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cfd7e15\" data-id=\"cfd7e15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22c1de5 elementor-widget elementor-widget-heading\" data-id=\"22c1de5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quemment pos\u00e9es sur l'hypoth\u00e8que \u00e0 taux z\u00e9ro<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef9267e hoverAccordion-1 elementor-widget elementor-widget-accordion\" data-id=\"ef9267e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2511\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment obtenir un pr\u00eat hypoth\u00e9caire sans apport ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2511\"><p><span style=\"font-weight: 400;\">Vous pouvez obtenir un pr\u00eat hypoth\u00e9caire sans apport gr\u00e2ce \u00e0 des programmes soutenus par le gouvernement tels que <\/span><a href=\"https:\/\/thedocegroup.com\/va-loans-florida\/\"><span style=\"font-weight: 400;\">Pr\u00eats VA<\/span><\/a><span style=\"font-weight: 400;\"> et les pr\u00eats de l'USDA. Les pr\u00eats VA sont destin\u00e9s aux anciens combattants, aux membres des forces arm\u00e9es et aux conjoints survivants \u00e9ligibles, tandis que les pr\u00eats USDA s'appliquent aux maisons situ\u00e9es dans les zones rurales et suburbaines \u00e9ligibles. Ces deux programmes permettent aux acheteurs de financer un logement sans apport, ce qui en fait les moyens les plus courants d'obtenir ce type de pr\u00eat hypoth\u00e9caire.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2512\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment obtenir un pr\u00eat immobilier sans acompte ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2512\"><p><span style=\"font-weight: 400;\">Le meilleur moyen d'obtenir un pr\u00eat immobilier sans apport est de demander un pr\u00eat VA ou USDA. Ces programmes permettent aux emprunteurs qualifi\u00e9s de financer la totalit\u00e9 du prix d'achat d'une maison sans apport. Ces programmes permettent aux emprunteurs qualifi\u00e9s de financer la totalit\u00e9 du prix d'achat d'une maison sans versement initial. Pour \u00eatre \u00e9ligible, vous devez remplir des conditions de service pour les pr\u00eats VA ou des crit\u00e8res de localisation et de revenus pour les pr\u00eats <\/span><a href=\"https:\/\/thedocegroup.com\/usda-loans\/\"><span style=\"font-weight: 400;\">Pr\u00eats USDA<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2513\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2513\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment b\u00e9n\u00e9ficier d'un pr\u00eat hypoth\u00e9caire sans apport ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2513\"><p>Les conditions d'obtention d'un pr\u00eat hypoth\u00e9caire sans apport d\u00e9pendent du programme. Les pr\u00eats VA requi\u00e8rent un service militaire \u00e9ligible et un examen du cr\u00e9dit, tandis que les pr\u00eats USDA exigent que la maison soit situ\u00e9e dans une zone \u00e9ligible et que le revenu de votre m\u00e9nage respecte les limites du programme. Une bonne solvabilit\u00e9 et des revenus stables augmentent vos chances d'obtenir un accord dans le cadre de l'une ou l'autre option, mais certains pr\u00eateurs proposent \u00e9galement des programmes con\u00e7us pour les acheteurs d'une premi\u00e8re maison avec une mauvaise solvabilit\u00e9 et un apport nul, ce qui peut \u00e9largir vos options si vous ne r\u00e9pondez pas aux exigences habituelles.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2514\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2514\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Un primo-acc\u00e9dant peut-il obtenir un pr\u00eat sans apport ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2514\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2514\"><p><span style=\"font-weight: 400;\">Oui, un pr\u00eat \u00e0 taux z\u00e9ro <a href=\"https:\/\/thedocegroup.com\/first-time-buyer-program-florida\/\">premier achat d'un logement<\/a> est possible, mais cela d\u00e9pend du programme. Certaines options soutenues par le gouvernement, comme les pr\u00eats VA et USDA, permettent aux acheteurs qualifi\u00e9s d'acqu\u00e9rir un logement sans versement initial.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2515\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2515\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Les primo-acc\u00e9dants \u00e0 la propri\u00e9t\u00e9 en Floride peuvent-ils obtenir un pr\u00eat sans apport ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2515\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2515\"><p><span style=\"font-weight: 400;\">Oui, les primo-acc\u00e9dants en Floride peuvent b\u00e9n\u00e9ficier d'un pr\u00eat immobilier sans apport dans le cadre des programmes VA ou USDA s'ils remplissent les conditions d'\u00e9ligibilit\u00e9. En outre, la Floride dispose de programmes d'aide \u00e0 l'acompte qui peuvent contribuer \u00e0 r\u00e9duire les co\u00fbts initiaux en fournissant des subventions ou des pr\u00eats \u00e0 taux z\u00e9ro.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2516\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2516\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quels sont les types de pr\u00eats immobiliers sans acompte ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2516\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2516\"><p><span style=\"font-weight: 400;\">Les principaux types de pr\u00eats immobiliers sans apport sont les pr\u00eats VA et les pr\u00eats USDA. Ces deux programmes sont soutenus par le gouvernement, ce qui les rend moins risqu\u00e9s pour les pr\u00eateurs et plus faciles pour les acheteurs qui n'ont pas d'argent pour un acompte.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2517\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2517\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment obtenir un pr\u00eat hypoth\u00e9caire sans mise de fonds ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2517\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2517\"><p><span style=\"font-weight: 400;\">Vous pouvez obtenir un pr\u00eat hypoth\u00e9caire sans apport en remplissant les conditions requises pour un pr\u00eat VA ou USDA. Les pr\u00eats VA sont destin\u00e9s aux emprunteurs militaires, tandis que les pr\u00eats USDA se concentrent sur les propri\u00e9t\u00e9s rurales et suburbaines \u00e9ligibles. Ces deux types de pr\u00eats permettent d'acheter une maison sans versement initial.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2518\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2518\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Peut-on obtenir un pr\u00eat immobilier sans acompte ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2518\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2518\"><p><span style=\"font-weight: 400;\">Oui, il est possible d'obtenir un pr\u00eat immobilier sans acompte, mais les options sont limit\u00e9es aux programmes soutenus par le gouvernement. Les pr\u00eats VA et USDA sont les principaux choix, et certains programmes de logement de l'\u00c9tat peuvent \u00e9galement aider \u00e0 couvrir les acomptes pour les acheteurs qualifi\u00e9s.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2519\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2519\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment un primo-acc\u00e9dant peut-il acheter un logement sans acompte ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2519\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2519\"><p>Les personnes qui ach\u00e8tent un logement pour la premi\u00e8re fois sans apport peuvent b\u00e9n\u00e9ficier de programmes sp\u00e9ciaux. Les pr\u00eats VA sont destin\u00e9s aux anciens combattants et aux membres actifs des forces arm\u00e9es, tandis que les pr\u00eats USDA sont destin\u00e9s aux maisons situ\u00e9es dans des zones rurales \u00e9ligibles. Ces programmes couvrent 100% du prix d'achat, ce qui en fait une v\u00e9ritable option de pr\u00eat immobilier sans apport.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-25110\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-25110\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu'est-ce qu'un pr\u00eat immobilier sans apport ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-25110\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-25110\"><p><span style=\"font-weight: 400;\">Un pr\u00eat immobilier sans apport est un pr\u00eat hypoth\u00e9caire qui vous permet d'acheter une maison sans verser d'apport initial. Au lieu d'\u00e9pargner pour un acompte, vous pouvez financer la totalit\u00e9 du co\u00fbt de la maison si vous remplissez les conditions requises.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4ec8d elementor-widget elementor-widget-text-editor\" data-id=\"2a4ec8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HomeZero est un programme de pr\u00eat offrant un financement de 96,5% pour la premi\u00e8re hypoth\u00e8que et jusqu'\u00e0 5% pour l'aide au paiement initial sous la forme d'une deuxi\u00e8me hypoth\u00e8que.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Buy Your Dream Home with a Zero-Down Mortgage in Florida Afford a home faster with a zero-down mortgage in Florida. Our HomeZero Program eliminates the hurdle of a down payment, providing 100% financing and flexible terms that are ideal for first-time Florida homebuyers and those with lower FICO scores and giving you up to 1.5% [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-3747","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Get a zero down mortgage in Florida with The Doce Group. 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