תגית: The Doce Mortgage Group

What’s the Timeline of a Fort Lauderdale Mortgage Lender? 

Quick Answer Most buyers move from pre approval to clear to close in about 15 to 20 days in 2025. Here are the 12 typical steps: Table of Contents Top 3 Take-a-Ways Pre approval to clear to close usually takes 15 to 20 days. Fast responses keep underwriting and appraisal timelines on schedule. Local lenders […]

Is Refinancing with an FHA Loan in Deerfield Beach Florida Smart After Insurance Repricing?

Quick Answer Yes, if rising 2025 insurance and escrow costs raised your payment, an FHA refinance can cut the rate or stabilize your budget. Check MIP, loan limits, and closing costs to confirm the savings. Table of Contents Top 3 Take-a-Ways FHA refinance can offset 2025 insurance hikes and stabilize payments. Check MIP, closing costs, […]

Is a Jumbo Loan the Only Way to Buy Luxury Real Estate in Aventura, Florida?

Quick Answer Is a Jumbo Loan the Only Way to Buy Luxury Real Estate in Aventura? In most cases, yes! With home prices in Aventura often above the 2025 conforming loan limit of $822,550, a jumbo loan is usually required to finance luxury properties priced near or above $850,000. Unless you’re paying mostly in cash, a […]

Award Winning Boca Raton Mortgage Broker Answers 72 Top Questions

Boca Raton blends sunny coastal living with a busy housing market where local rules, insurance, and seasonality shape how you buy and finance a home. As a mortgage broker in Boca Raton for decades, I’m asked every day how financing really works here, from condo approvals and insurance to timing a rate lock and building […]

How Does a DSCR Loan Help Investors in West Palm Beach, Florida?

Table of Contents Keynotes Flexible Loan Terms: The Doce Mortgage Group’s DSCR loans in West Palm Beach offer loan-to-value ratios as low as 0.75, allowing investors to access more properties without relying on personal income. Low Down Payments: The Doce Mortgage Group offers down payments as low as 15%, making it easier for first-time investors […]

What Are the FHA Loan Requirements in Hallandale Beach?

Discover FHA loan requirements in Hallandale Beach, FL: credit score, down payment & property standards. Apply now with The Doce Mortgage Group.

How to Qualify for Jumbo Mortgage Loan in Boca Raton Without Paying PMI

Living in Boca Raton, Florida, offers a combination of luxury, convenience, and year-round sunshine. With its beautiful beaches, excellent schools, upscale shopping, and vibrant arts scene, Boca Raton is an attractive destination for those looking to settle down in a desirable location. Additionally, the city provides excellent recreational opportunities, a strong economy, and a safe, […]

Is a Jumbo Loan in Fort Lauderdale Only for Luxury Homes?

As a longtime resident of Fort Lauderdale, I understand why so many people want to live here. It’s a vibrant city that boasts beautiful beaches, a thriving arts scene, top-rated schools, and a nightlife that appeals to people of all ages. With easy access to Miami and its favorable tax climate, Fort Lauderdale provides the […]

What Are the Requirements for a DSCR Loan in Ft Lauderdale?

One of the most effective financing options I offer to real estate investors in Ft Lauderdale is the DSCR Loan. These loans are designed for investors who want to buy or refinance income-generating properties without needing to provide traditional income documentation. A DSCR Loan in Ft Lauderdale is based on the property’s ability to generate […]

FHA Loans in Coral Gables: Answers to the 12 Most Common Questions

Coral Gables, is often referred to as “The City Beautiful”. It’s a stunning and vibrant community located in Miami-Dade County, Florida known for its lush, tree-lined streets, Mediterranean Revival architecture, and timeless charm. With its grand estates, boutique shopping districts like the Miracle Mile, and proximity to top-tier schools, cultural venues, and the sparkling waters […]