{"id":6232,"date":"2024-03-10T15:19:22","date_gmt":"2024-03-10T15:19:22","guid":{"rendered":"https:\/\/thedocegroup.com\/?p=6232"},"modified":"2025-09-25T21:04:01","modified_gmt":"2025-09-25T21:04:01","slug":"rientrare-nel-mercato-immobiliare-dopo-le-difficolta-di-credito","status":"publish","type":"post","link":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/","title":{"rendered":"Rientrare nel mercato immobiliare dopo le difficolt\u00e0 di credito"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6232\" class=\"elementor elementor-6232\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55b13d4d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55b13d4d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-354bf9dc\" data-id=\"354bf9dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-339f7663 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"339f7663\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contrariamente a quanto si pensa, non \u00e8 necessario avere una storia creditizia perfetta per poter acquistare una casa. \u00c8 pi\u00f9 importante capire cosa richieder\u00e0 un evento creditizio avverso dopo che si \u00e8 verificato.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Dopo un evento creditizio sfavorevole, in generale<\/p>\n<ul>\n<li>Necessit\u00e0 di osservare un periodo di attesa prima di sottoscrivere un'ipoteca<\/li>\n<li>\u00c8 necessario utilizzare questo periodo per ricostruire il credito il pi\u00f9 possibile.<\/li>\n<li>Necessit\u00e0 di stipulare il mutuo giusto per la propria situazione specifica<\/li>\n<\/ul>\n<div>\u00a0<\/div>\n<p>I mutui per eventi creditizi recenti offrono criteri di ammissibilit\u00e0 pi\u00f9 blandi rispetto ai mutui convenzionali. Questi prestiti possono anche consentire di entrare nel mercato dell'acquisto di una casa in tempi pi\u00f9 rapidi rispetto ai requisiti dei prestiti FHA o convenzionali. Tuttavia, \u00e8 utile sapere quali sono i periodi di attesa previsti dai prestiti FHA e convenzionali.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Che cosa si intende per evento sfavorevole al credito?<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Uno dei seguenti eventi creditizi pu\u00f2 rendere pi\u00f9 difficile la qualificazione per determinati mutui.<\/p>\n<ul>\n<li>Capitolo 7<\/li>\n<li>Capitolo 13<\/li>\n<li>Vendite a breve termine<\/li>\n<li>Pignoramento\u00a0<\/li>\n<li>Atto di pignoramento<\/li>\n<li>Oneri ipotecari<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>I nostri prestiti per eventi creditizi recenti sono pensati per aiutare le persone che hanno subito uno di questi eventi.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Capitolo 7<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Per acquistare una casa con un prestito FHA dopo un fallimento del Capitolo 7, \u00e8 necessario soddisfare i seguenti requisiti.<\/p>\n<ul>\n<li>Rispettare un periodo di attesa di due anni<\/li>\n<li>Effettuare puntualmente tutti i pagamenti durante questi due anni<\/li>\n<li>Raggiungere un punteggio di credito minimo di 580<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>I prestiti convenzionali richiedono un periodo di attesa di quattro anni, a meno che non si possano dimostrare circostanze attenuanti, e in genere richiedono un punteggio di credito molto pi\u00f9 alto. Ottenere un punteggio di credito elevato non \u00e8 impossibile dopo il Capitolo 7, ma dovete essere consapevoli che i requisiti sono pi\u00f9 severi.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Capitolo 13\u00a0<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Alcune persone possono richiedere un prestito FHA un anno dopo il periodo di rimborso del Capitolo 13, con l'approvazione del fiduciario.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Se avete terminato il piano di rimborso del Capitolo 13, potete richiedere un prestito FHA senza alcun periodo di attesa.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>\u00c8 possibile richiedere un prestito convenzionale dopo due anni dalla data di dimissione. Se il fallimento del Capitolo 13 \u00e8 stato archiviato anzich\u00e9 dimesso, \u00e8 necessario attendere quattro anni dalla data di archiviazione.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Vendite a breve termine, Deed-in-Lieu o Chargeoffs<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Gli istituti di credito FHA richiedono un periodo di attesa di tre anni dalla data di registrazione dell'evento.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Gli istituti di credito convenzionali richiedono un periodo di attesa di quattro anni dopo un evento di deed-in-lieu, una vendita anticipata (short sale) o un addebito di un conto ipotecario. Se potete dimostrare la presenza di circostanze attenuanti, potreste essere in grado di ridurre il periodo di attesa a due anni.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Pignoramento<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>\u00c8 possibile richiedere un prestito FHA tre anni dopo il pignoramento.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>I prestiti convenzionali richiedono un periodo di attesa di sette anni dopo il pignoramento. Se potete dimostrare di avere delle circostanze attenuanti, potreste essere in grado di ridurre il periodo di attesa a tre anni.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Ricostruire il credito<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Se desiderate acquistare una casa dopo un evento di credito negativo, \u00e8 vantaggioso aumentare il pi\u00f9 possibile il vostro punteggio di credito.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Aumentare il punteggio pu\u00f2 aprire opzioni e qualificarsi per tassi di interesse pi\u00f9 bassi.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Inoltre, il prestito FHA potrebbe non essere adatto alle vostre circostanze, in quanto prevede limiti di prestito pi\u00f9 bassi e richiede l'utilizzo di un'assicurazione ipotecaria anche quando si mette gi\u00f9 20% o pi\u00f9.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Potreste essere in grado di ricostruire il vostro credito stipulando una piccola carta di credito garantita, utilizzando una porzione molto ridotta del vostro credito disponibile e pagando la carta puntualmente, per intero, ogni mese.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Scegliere il prestito giusto\u00a0<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>I nostri prestiti per eventi creditizi recenti offrono periodi di attesa pi\u00f9 brevi rispetto ai prestiti convenzionali.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Valutiamo i prestiti caso per caso e utilizziamo criteri di ammissibilit\u00e0 pi\u00f9 clementi. Per risolvere i vostri problemi di credito possiamo guidarvi nella richiesta di un prestito FHA o aiutarvi a ottenere un mutuo per la casa attraverso uno dei nostri altri programmi.\u00a0\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Se non si sottoscrive un <a title=\"\" href=\"https:\/\/thedocegroup.com\/fha-loans\/\">Prestito FHA<\/a>\u00e8 necessario pianificare di conseguenza. Potreste aver bisogno di un acconto maggiore e di pagare tassi di interesse pi\u00f9 alti. Tuttavia, avrete una seconda possibilit\u00e0 di possedere una casa dopo le recenti difficolt\u00e0.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Non perdete la speranza. Trovate il mutuo giusto programmando una consulenza con <a title=\"\" href=\"https:\/\/g.page\/r\/Caqw1nYAs-VQEBM\/review\">Alex Doce<\/a> oggi.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Contrary to popular belief, you do not have to have a perfect credit history in order to buy a house. It&#8217;s more important to understand what an adverse credit event will require of you after it happens. After an adverse credit event, you will generally:- Need to observe a waiting period before you take out [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6233,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"Alex Doce\"\/>\n\t<meta name=\"msvalidate.01\" content=\"97393A469A1D93D0530868540B2A722C\" \/>\n\t<meta name=\"keywords\" content=\"uncategorized\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/thedocegroup.com\/getting-back-into-the-housing-market-after-credit-difficulties\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.9.6.2\" \/>\n\n\t\t<meta name=\"google-site-verification\" content=\"ogPQkORuyGEA7lHBymDTpWeOMOtkskHQROUJWsZOwWo\" \/>\n\t\t<meta property=\"og:locale\" content=\"it_IT\" \/>\n\t\t<meta property=\"og:site_name\" content=\"The Doce Mortgage Group - Your Reliable Partner in Home Ownership\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Re-Entering the Housing Market After Adverse Credit Events\" \/>\n\t\t<meta property=\"og:description\" content=\"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/thedocegroup.com\/getting-back-into-the-housing-market-after-credit-difficulties\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2024-03-10T15:19:22+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-09-25T21:04:01+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mortgagesbyalex\/\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@alexdoce\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Re-Entering the Housing Market After Adverse Credit Events\" \/>\n\t\t<meta name=\"twitter:description\" content=\"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@alexdoce\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#blogposting\",\"name\":\"Re-Entering the Housing Market After Adverse Credit Events\",\"headline\":\"Getting Back Into the Housing Market After Credit Difficulties\",\"author\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/author\\\/alex\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/Depositphotos_102976036_XL-scaled.jpg\",\"width\":2560,\"height\":1707,\"caption\":\"Re-Entering the Housing Market After Adverse Credit Events - Is it possible to obtain a home loan after bankruptcy, foreclosure, or short sales? Contact Alex Doce to learn more.\"},\"datePublished\":\"2024-03-10T15:19:22+00:00\",\"dateModified\":\"2025-09-25T21:04:01+00:00\",\"inLanguage\":\"it-IT\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#webpage\"},\"articleSection\":\"Uncategorized\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/thedocegroup.com\\\/it\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Uncategorized\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/category\\\/uncategorized\\\/#listItem\",\"position\":2,\"name\":\"Uncategorized\",\"item\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/category\\\/uncategorized\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#listItem\",\"name\":\"Getting Back Into the Housing Market After Credit Difficulties\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#listItem\",\"position\":3,\"name\":\"Getting Back Into the Housing Market After Credit Difficulties\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Uncategorized\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/#organization\",\"name\":\"The Doce Mortgage Group\",\"description\":\"Your Reliable Partner in Home Ownership\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/\",\"telephone\":\"+13056613434\",\"foundingDate\":\"1987-11-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":0,\"maxValue\":10},\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Doce-Group-logo.svg\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#organizationLogo\",\"width\":3111,\"height\":1101},\"image\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/mortgagesbyalex\\\/\",\"https:\\\/\\\/twitter.com\\\/alexdoce?lang=en\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/alexdoce\\\/\",\"https:\\\/\\\/www.yelp.com\\\/biz\\\/alex-doce-the-doce-group-fort-lauderdale-4?sort_by=rating_desc\"],\"address\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/#postaladdress\",\"@type\":\"PostalAddress\",\"streetAddress\":\"2708 NE 37th Drive,\",\"postalCode\":\"33308\",\"addressLocality\":\"Fort Lauderdale\",\"addressRegion\":\"Florida\",\"addressCountry\":\"US\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/author\\\/alex\\\/#author\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/author\\\/alex\\\/\",\"name\":\"Alex Doce\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/195c3676d7af4e8ef04cec669985608270b2650d60fea9023b8d2f830b47a58c?s=96&d=mm&r=g\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#webpage\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/\",\"name\":\"Re-Entering the Housing Market After Adverse Credit Events\",\"description\":\"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.\",\"inLanguage\":\"it-IT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/author\\\/alex\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/author\\\/alex\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/Depositphotos_102976036_XL-scaled.jpg\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#mainImage\",\"width\":2560,\"height\":1707,\"caption\":\"Re-Entering the Housing Market After Adverse Credit Events - Is it possible to obtain a home loan after bankruptcy, foreclosure, or short sales? Contact Alex Doce to learn more.\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/getting-back-into-the-housing-market-after-credit-difficulties\\\/#mainImage\"},\"datePublished\":\"2024-03-10T15:19:22+00:00\",\"dateModified\":\"2025-09-25T21:04:01+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/#website\",\"url\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/\",\"name\":\"The Doce Mortgage Group\",\"alternateName\":\"The Doce Mortgage Group\",\"description\":\"Your Reliable Partner in Home Ownership\",\"inLanguage\":\"it-IT\",\"publisher\":{\"@id\":\"https:\\\/\\\/thedocegroup.com\\\/it\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Re-Entering the Housing Market After Adverse Credit Events<\/title>\n\n","aioseo_head_json":{"title":"Rientrare nel mercato immobiliare dopo eventi creditizi sfavorevoli","description":"\u00c8 possibile ottenere un mutuo per la casa dopo un fallimento, un pignoramento o una vendita a breve termine. Potrebbero essere disponibili diverse opzioni. Contattate Alex Doce per saperne di pi\u00f9.","canonical_url":"https:\/\/thedocegroup.com\/getting-back-into-the-housing-market-after-credit-difficulties\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"uncategorized","webmasterTools":{"msvalidate.01":"97393A469A1D93D0530868540B2A722C","miscellaneous":"&lt;meta name=\"google-site-verification\" content=\"ogPQkORuyGEA7lHBymDTpWeOMOtkskHQROUJWsZOwWo\" \/&gt;"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#blogposting","name":"Re-Entering the Housing Market After Adverse Credit Events","headline":"Getting Back Into the Housing Market After Credit Difficulties","author":{"@id":"https:\/\/thedocegroup.com\/it\/author\/alex\/#author"},"publisher":{"@id":"https:\/\/thedocegroup.com\/it\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg","width":2560,"height":1707,"caption":"Re-Entering the Housing Market After Adverse Credit Events - Is it possible to obtain a home loan after bankruptcy, foreclosure, or short sales? Contact Alex Doce to learn more."},"datePublished":"2024-03-10T15:19:22+00:00","dateModified":"2025-09-25T21:04:01+00:00","inLanguage":"it-IT","mainEntityOfPage":{"@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#webpage"},"isPartOf":{"@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#webpage"},"articleSection":"Uncategorized"},{"@type":"BreadcrumbList","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it#listItem","position":1,"name":"Home","item":"https:\/\/thedocegroup.com\/it","nextItem":{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it\/category\/uncategorized\/#listItem","name":"Uncategorized"}},{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it\/category\/uncategorized\/#listItem","position":2,"name":"Uncategorized","item":"https:\/\/thedocegroup.com\/it\/category\/uncategorized\/","nextItem":{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#listItem","name":"Getting Back Into the Housing Market After Credit Difficulties"},"previousItem":{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#listItem","position":3,"name":"Getting Back Into the Housing Market After Credit Difficulties","previousItem":{"@type":"ListItem","@id":"https:\/\/thedocegroup.com\/it\/category\/uncategorized\/#listItem","name":"Uncategorized"}}]},{"@type":"Organization","@id":"https:\/\/thedocegroup.com\/it\/#organization","name":"The Doce Mortgage Group","description":"Your Reliable Partner in Home Ownership","url":"https:\/\/thedocegroup.com\/it\/","telephone":"+13056613434","foundingDate":"1987-11-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":0,"maxValue":10},"logo":{"@type":"ImageObject","url":"https:\/\/thedocegroup.com\/wp-content\/uploads\/2021\/09\/Doce-Group-logo.svg","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#organizationLogo","width":3111,"height":1101},"image":{"@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/mortgagesbyalex\/","https:\/\/twitter.com\/alexdoce?lang=en","https:\/\/www.linkedin.com\/in\/alexdoce\/","https:\/\/www.yelp.com\/biz\/alex-doce-the-doce-group-fort-lauderdale-4?sort_by=rating_desc"],"address":{"@id":"https:\/\/thedocegroup.com\/it\/#postaladdress","@type":"PostalAddress","streetAddress":"2708 NE 37th Drive,","postalCode":"33308","addressLocality":"Fort Lauderdale","addressRegion":"Florida","addressCountry":"US"}},{"@type":"Person","@id":"https:\/\/thedocegroup.com\/it\/author\/alex\/#author","url":"https:\/\/thedocegroup.com\/it\/author\/alex\/","name":"Alex Doce","image":{"@type":"ImageObject","url":"https:\/\/secure.gravatar.com\/avatar\/195c3676d7af4e8ef04cec669985608270b2650d60fea9023b8d2f830b47a58c?s=96&d=mm&r=g"}},{"@type":"WebPage","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#webpage","url":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/","name":"Re-Entering the Housing Market After Adverse Credit Events","description":"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.","inLanguage":"it-IT","isPartOf":{"@id":"https:\/\/thedocegroup.com\/it\/#website"},"breadcrumb":{"@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#breadcrumblist"},"author":{"@id":"https:\/\/thedocegroup.com\/it\/author\/alex\/#author"},"creator":{"@id":"https:\/\/thedocegroup.com\/it\/author\/alex\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg","@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#mainImage","width":2560,"height":1707,"caption":"Re-Entering the Housing Market After Adverse Credit Events - Is it possible to obtain a home loan after bankruptcy, foreclosure, or short sales? Contact Alex Doce to learn more."},"primaryImageOfPage":{"@id":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/#mainImage"},"datePublished":"2024-03-10T15:19:22+00:00","dateModified":"2025-09-25T21:04:01+00:00"},{"@type":"WebSite","@id":"https:\/\/thedocegroup.com\/it\/#website","url":"https:\/\/thedocegroup.com\/it\/","name":"The Doce Mortgage Group","alternateName":"The Doce Mortgage Group","description":"Your Reliable Partner in Home Ownership","inLanguage":"it-IT","publisher":{"@id":"https:\/\/thedocegroup.com\/it\/#organization"}}]},"og:locale":"it_IT","og:site_name":"The Doce Mortgage Group - Your Reliable Partner in Home Ownership","og:type":"article","og:title":"Re-Entering the Housing Market After Adverse Credit Events","og:description":"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.","og:url":"https:\/\/thedocegroup.com\/getting-back-into-the-housing-market-after-credit-difficulties\/","og:image":"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg","og:image:secure_url":"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg","og:image:width":2560,"og:image:height":1707,"article:published_time":"2024-03-10T15:19:22+00:00","article:modified_time":"2025-09-25T21:04:01+00:00","article:publisher":"https:\/\/www.facebook.com\/mortgagesbyalex\/","twitter:card":"summary_large_image","twitter:site":"@alexdoce","twitter:title":"Re-Entering the Housing Market After Adverse Credit Events","twitter:description":"It is possible to obtain a home loan after bankruptcy, foreclosure, or short sales. Different options may be available to you. Contact Alex Doce to learn more.","twitter:creator":"@alexdoce","twitter:image":"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/03\/Depositphotos_102976036_XL-scaled.jpg"},"aioseo_meta_data":{"post_id":"6232","title":"Rientrare nel mercato immobiliare dopo eventi creditizi sfavorevoli","description":"\u00c8 possibile ottenere un mutuo per la casa dopo un fallimento, un pignoramento o una vendita a breve termine. Potrebbero essere disponibili diverse opzioni. Contattate Alex Doce per saperne di pi\u00f9.","keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":{"category":111},"canonical_url":"https:\/\/thedocegroup.com\/getting-back-into-the-housing-market-after-credit-difficulties\/","og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2025-10-08 18:08:16","breadcrumb_settings":null,"limit_modified_date":false,"reviewed_by":"0","open_ai":"{\"title\":{\"suggestions\":[],\"usage\":0},\"description\":{\"suggestions\":[],\"usage\":0}}","ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2024-03-25 15:31:37","updated":"2025-10-08 18:08:16"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/thedocegroup.com\/it\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/thedocegroup.com\/it\/category\/uncategorized\/\" title=\"Uncategorized\">Uncategorized<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\tGetting Back Into the Housing Market After Credit Difficulties\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/thedocegroup.com\/it"},{"label":"Uncategorized","link":"https:\/\/thedocegroup.com\/it\/category\/uncategorized\/"},{"label":"Getting Back Into the Housing Market After Credit Difficulties","link":"https:\/\/thedocegroup.com\/it\/getting-back-into-the-housing-market-after-credit-difficulties\/"}],"_links":{"self":[{"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/posts\/6232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/comments?post=6232"}],"version-history":[{"count":0,"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/posts\/6232\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/media\/6233"}],"wp:attachment":[{"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/media?parent=6232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/categories?post=6232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thedocegroup.com\/it\/wp-json\/wp\/v2\/tags?post=6232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}