{"id":6628,"date":"2024-07-14T19:42:00","date_gmt":"2024-07-14T19:42:00","guid":{"rendered":"https:\/\/thedocegroup.com\/?page_id=6628"},"modified":"2026-02-28T12:39:32","modified_gmt":"2026-02-28T12:39:32","slug":"programa-habitacional-florida-hometown-heroes","status":"publish","type":"page","link":"https:\/\/thedocegroup.com\/pt\/florida-hometown-heroes-housing-program\/","title":{"rendered":"Programa Florida Hometown Heroes (Her\u00f3is da Cidade Natal da Fl\u00f3rida)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6628\" class=\"elementor elementor-6628\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e52f8a1 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e52f8a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b1411b8\" data-id=\"b1411b8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ba6e63 elementor-widget elementor-widget-heading\" data-id=\"4ba6e63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Florida Hometown Heroes Housing Program<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07985f6 elementor-widget elementor-widget-text-editor\" data-id=\"07985f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"136\" data-end=\"183\">The Florida Hometown Heroes Housing Program<\/strong> is designed to support full-time essential &#8216;Hero&#8221; workers employed by Florida-based employers\u2014along with eligible active-duty service members and veterans\u2014in achieving homeownership. The program offers up to <strong data-start=\"375\" data-end=\"430\">$35,000 in down payment and closing cost assistance<\/strong> through a 0% interest second mortgage, along with favorable loan terms, making homeownership more accessible for those who serve their communities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2225a07\" data-id=\"2225a07\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c01888 flex-column elementor-invisible elementor-widget elementor-widget-image\" data-id=\"8c01888\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2258\" height=\"2560\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-scaled.webp\" class=\"attachment-full size-full wp-image-8229\" alt=\"\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-scaled.webp 2258w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-265x300.webp 265w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-903x1024.webp 903w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-768x871.webp 768w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-1355x1536.webp 1355w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-1807x2048.webp 1807w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2025\/09\/Florida-Hometown-Heroes-Housing-11x12.webp 11w\" sizes=\"(max-width: 2258px) 100vw, 2258px\" title=\"Florida Hometown Heroes Housing - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e7d702f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e7d702f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-345ad44\" data-id=\"345ad44\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2777ef phone_number elementor-widget elementor-widget-text-editor\" data-id=\"b2777ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/thedocegroup.com\/?quote=open\">Get Started<\/a> or Call Today! <a href=\"tel:8006967283\">(800) 696-SAVE (7283)<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba1fc5a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba1fc5a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ef24b18\" data-id=\"ef24b18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-766d1f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"766d1f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-cc9873d\" data-id=\"cc9873d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5c3b23 white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a5c3b23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewBox=\"0 0 200 200\" fill=\"none\"><path d=\"M143.378 115.797C140.502 115.158 137.762 115.69 135.247 117.336L105.35 136.895C104.69 137.327 103.961 137.645 103.195 137.834L95.5799 139.712C94.1911 140.055 92.7875 139.207 92.4452 137.818C92.0962 136.402 92.9849 134.977 94.4102 134.667L100.201 133.41C101.037 133.229 101.833 132.895 102.548 132.427L113.823 125.051C115.368 124.04 116.2 122.614 116.551 120.935C116.902 119.256 116.579 117.703 115.685 116.335C114.126 113.953 111.91 113.071 109.009 113.646L70.3795 122.488C69.5715 122.673 68.8027 123 68.1091 123.454L66.4093 124.566C63.1742 126.682 62.2673 131.021 64.3838 134.256L83.6405 163.69C85.3516 166.306 88.5893 167.47 91.5743 166.543L121 157.405C122.428 156.962 123.677 156.072 124.563 154.867L147.159 124.135C148.861 121.82 149.083 118.457 146.594 117.021C145.635 116.467 144.561 116.06 143.378 115.797ZM55.5568 140.031C53.4403 136.795 49.1019 135.889 45.8668 138.005L39.8578 141.936C36.6226 144.053 35.7158 148.391 37.8323 151.626L61.9208 188.447C64.0373 191.682 68.3757 192.589 71.6109 190.472L77.6199 186.541C80.855 184.425 81.7619 180.086 79.6454 176.851L55.5568 140.031Z\" fill=\"#196D4E\"><\/path><path d=\"M100.983 12C125.312 12.0001 145.033 31.7211 145.033 56.0498C145.033 80.3786 125.312 100.1 100.983 100.101C76.6545 100.101 56.9326 80.3787 56.9326 56.0498C56.9328 31.7211 76.6546 12 100.983 12ZM100.983 26.3164C100.107 26.3164 99.267 26.6647 98.6475 27.2842C98.0279 27.9038 97.6797 28.7439 97.6797 29.6201V31.0166C90.4995 32.3029 84.4648 37.6993 84.4648 45.0381C84.4651 52.3766 90.4997 57.7724 97.6797 59.0586V74.3398C93.5566 73.2166 91.0723 70.0491 91.0723 67.0625C91.0722 66.1864 90.724 65.3461 90.1045 64.7266C89.485 64.1071 88.6446 63.7589 87.7686 63.7588C86.8923 63.7588 86.0512 64.107 85.4316 64.7266C84.8122 65.3461 84.4649 66.1864 84.4648 67.0625C84.4648 74.4013 90.4995 79.7977 97.6797 81.084V82.4805C97.6797 83.3566 98.0279 84.1969 98.6475 84.8164C99.267 85.4358 100.107 85.7842 100.983 85.7842C101.86 85.7841 102.7 85.4359 103.319 84.8164C103.939 84.1969 104.287 83.3566 104.287 82.4805V81.084C111.467 79.7977 117.502 74.4012 117.502 67.0625C117.502 59.7239 111.467 54.3283 104.287 53.042V37.7559C108.41 38.8836 110.895 42.0515 110.895 45.0381C110.895 45.9141 111.243 46.7546 111.862 47.374C112.482 47.9935 113.322 48.3418 114.198 48.3418C115.074 48.3418 115.915 47.9935 116.534 47.374C117.154 46.7546 117.502 45.9141 117.502 45.0381C117.502 37.6994 111.467 32.3029 104.287 31.0166V29.6201C104.287 28.744 103.939 27.9037 103.319 27.2842C102.7 26.6647 101.86 26.3165 100.983 26.3164ZM104.461 59.8398C108.801 60.9789 111.416 64.1905 111.416 67.2188C111.416 70.247 108.801 73.4587 104.461 74.5977V59.8398ZM97.5049 52.2646C93.1651 51.1256 90.5498 47.914 90.5498 44.8857C90.5498 41.8575 93.165 38.6455 97.5049 37.502V52.2646Z\" fill=\"#196D4E\"><\/path><path d=\"M167.643 35L178.357 35L178.357 56.2121L187 56.2121L173 77L159 56.2121L167.643 56.2121L167.643 35Z\" fill=\"#196D4E\"><\/path><path d=\"M35.3571 35H24.6429V56.2121H16L30 77L44 56.2121H35.3571V35Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Substantial Down Payment Assistance<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37d34cb elementor-widget elementor-widget-text-editor\" data-id=\"37d34cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Eligible heroes can receive up to $35,000 in down payment and closing cost assistance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3624054\" data-id=\"3624054\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3781026 white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3781026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewBox=\"0 0 200 200\" fill=\"none\"><path d=\"M69.2002 80.7383C80.2229 80.7384 90.4279 86.5499 96.1191 96.0381L115.188 127.885C118.165 132.842 116.562 139.309 111.623 142.297C106.684 145.285 100.24 143.676 97.2637 138.719L87.877 123.091V127.748H40.7754V123.091L31.4209 138.719C28.4444 143.676 22.0005 145.285 17.0615 142.297C12.1229 139.309 10.5207 132.842 13.4971 127.885L32.5654 96.0381C38.2568 86.5498 48.4625 80.7383 59.4854 80.7383H69.2002ZM64.3262 44C68.4901 44 72.4834 45.6608 75.4277 48.6162C78.3719 51.5715 80.0263 55.5794 80.0264 59.7588C80.0264 63.9384 78.3721 67.9469 75.4277 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101.477 142.65 101.674L150.585 109.606C150.796 109.818 151.047 109.985 151.322 110.1C151.598 110.214 151.894 110.272 152.192 110.272C152.491 110.272 152.786 110.214 153.062 110.1C153.337 109.985 153.588 109.818 153.799 109.606L169.769 93.6367C170.168 93.2372 170.393 92.6957 170.393 92.1309C170.393 91.566 170.168 91.0245 169.769 90.625C169.571 90.427 169.336 90.2693 169.077 90.1621C168.819 90.055 168.542 90 168.262 90Z\" fill=\"#196D4E\"><\/path><path d=\"M172 134C174.761 134 177 136.239 177 139V172C177 174.761 174.761 177 172 177H140C137.239 177 135 174.761 135 172V139C135 136.239 137.239 134 140 134H172ZM168.262 146C167.982 146 167.705 146.055 167.446 146.162C167.188 146.269 166.953 146.427 166.755 146.625L152.191 161.189L145.663 154.661C145.467 154.458 145.232 154.295 144.972 154.184C144.712 154.072 144.432 154.013 144.149 154.011C143.867 154.008 143.586 154.062 143.324 154.169C143.062 154.276 142.824 154.435 142.624 154.635C142.424 154.835 142.265 155.072 142.158 155.334C142.051 155.596 141.998 155.877 142 156.16C142.003 156.443 142.061 156.723 142.173 156.982C142.285 157.242 142.447 157.477 142.65 157.674L150.585 165.606C150.796 165.818 151.047 165.985 151.322 166.1C151.598 166.214 151.894 166.272 152.192 166.272C152.491 166.272 152.786 166.214 153.062 166.1C153.337 165.985 153.588 165.818 153.799 165.606L169.769 149.637C170.168 149.237 170.393 148.696 170.393 148.131C170.393 147.566 170.168 147.025 169.769 146.625C169.571 146.427 169.336 146.269 169.077 146.162C168.819 146.055 168.542 146 168.262 146Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accessible Eligibility Criteria<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d0a0e elementor-widget elementor-widget-text-editor\" data-id=\"76d0a0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIncludes a minimum credit score of 640 and income limits set at 150% of the Area Median Income (AMI).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8701378\" data-id=\"8701378\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-647df12 white-icon elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"647df12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"200\" height=\"200\" viewBox=\"0 0 200 200\" fill=\"none\"><path d=\"M43.8333 82.8C38.2139 82.799 32.7257 84.499 28.0908 87.6764C30.9014 70.7674 39.621 55.4043 52.6975 44.3219C65.7741 33.2395 82.359 27.1569 99.5 27.1569C116.641 27.1569 133.226 33.2395 146.302 44.3219C159.379 55.4043 168.099 70.7674 170.909 87.6764C166.274 84.499 160.786 82.799 155.167 82.8C150.738 82.8 146.49 84.5595 143.358 87.6913C140.226 90.8232 138.467 95.0709 138.467 99.5V144.033C138.465 147.381 139.47 150.651 141.35 153.42C143.23 156.19 145.898 158.33 149.01 159.564C148.045 163.098 145.946 166.216 143.035 168.439C140.124 170.662 136.563 171.867 132.9 171.867H105.067V183H132.9C139.398 183.001 145.691 180.728 150.689 176.576C155.687 172.424 159.075 166.654 160.266 160.266C166.654 159.075 172.424 155.687 176.576 150.689C180.728 145.691 183.001 139.398 183 132.9V99.5C183 77.3544 174.203 56.1159 158.543 40.4566C142.884 24.7973 121.646 16 99.5 16C77.3544 16 56.1159 24.7973 40.4566 40.4566C24.7973 56.1159 16 77.3544 16 99.5L16 132.9C16 140.282 18.9324 147.361 24.1522 152.581C29.372 157.801 36.4515 160.733 43.8333 160.733C48.2624 160.733 52.5102 158.974 55.642 155.842C58.7739 152.71 60.5333 148.462 60.5333 144.033V99.5C60.5333 95.0709 58.7739 90.8232 55.642 87.6913C52.5102 84.5595 48.2624 82.8 43.8333 82.8Z\" fill=\"#196D4E\"><\/path><path d=\"M90.9702 129L89.6567 118.44C88.9453 118.165 88.2754 117.835 87.6472 117.45C87.0189 117.065 86.4027 116.653 85.7985 116.213L76.0299 120.338L67 104.663L75.4552 98.2275C75.4005 97.8425 75.3731 97.4718 75.3731 97.1154V94.8879C75.3731 94.5293 75.4005 94.1575 75.4552 93.7725L67 87.3375L76.0299 71.6625L85.7985 75.7875C86.4005 75.3475 87.0299 74.935 87.6866 74.55C88.3433 74.165 89 73.835 89.6567 73.56L90.9702 63H109.03L110.343 73.56C111.055 73.835 111.726 74.165 112.356 74.55C112.987 74.935 113.602 75.3475 114.201 75.7875L123.97 71.6625L133 87.3375L124.545 93.7725C124.6 94.1575 124.627 94.5293 124.627 94.8879V97.1121C124.627 97.4707 124.572 97.8425 124.463 98.2275L132.918 104.663L123.888 120.338L114.201 116.213C113.6 116.653 112.97 117.065 112.313 117.45C111.657 117.835 111 118.165 110.343 118.44L109.03 129H90.9702ZM100.164 107.55C103.338 107.55 106.047 106.423 108.291 104.168C110.535 101.913 111.657 99.19 111.657 96C111.657 92.81 110.535 90.0875 108.291 87.8325C106.047 85.5775 103.338 84.45 100.164 84.45C96.9353 84.45 94.2121 85.5775 91.9946 87.8325C89.7771 90.0875 88.6695 92.81 88.6716 96C88.6738 99.19 89.7826 101.913 91.9979 104.168C94.2132 106.423 96.9353 107.55 100.164 107.55Z\" fill=\"#196D4E\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Comprehensive Support<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd9a23 elementor-widget elementor-widget-text-editor\" data-id=\"fbd9a23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tProvides tailored guidance through approved loan officers, ensuring a smooth and supportive home-buying experience.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-116353f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"116353f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92f9208\" data-id=\"92f9208\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4412938 elementor-widget elementor-widget-heading\" data-id=\"4412938\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Accessible Financing For Florida Full-time Essential Workers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ed0af7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ed0af7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64ed329 rate_boxes_col\" data-id=\"64ed329\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-870b275 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"870b275\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-582ca97\" data-id=\"582ca97\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5f27c5 elementor-widget elementor-widget-heading\" data-id=\"f5f27c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the advantages?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daa360e elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"daa360e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Substantial Financial Assistance: Receive up to $35,000 in down payment and closing cost support through a 0% interest, non-amortizing second mortgage, reducing upfront costs and easing the path to homeownership.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Expanded Eligibility for Military: Active-duty service members are exempt from the Florida-based employer requirement, and veterans discharged under conditions other than dishonorable are eligible\u2014helping those who serve secure housing.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Support for Florida\u2019s Full-Time Workforce: Designed for full-time employees of Florida-based employers that are healthcare workers, school staff members, first responders, public safety workers, court employees, childcare workers and active-duty military and Veterans, recognizing their impact on local communities.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexible Credit Requirements: A minimum credit score of 640 is required, making the program accessible to a broader range of homebuyers.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d1e908\" data-id=\"6d1e908\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9522af elementor-widget elementor-widget-image\" data-id=\"c9522af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"654\" height=\"732\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-nurse.webp\" class=\"attachment-full size-full wp-image-6631\" alt=\"Florida Heroes Mortgage Program\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-nurse.webp 654w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-nurse-268x300.webp 268w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-nurse-11x12.webp 11w\" sizes=\"(max-width: 654px) 100vw, 654px\" title=\"hometown-hero-nurse - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5932ee3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5932ee3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-668b55e rate_boxes_col\" data-id=\"668b55e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fbc6eb8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fbc6eb8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aea4dc6\" data-id=\"aea4dc6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e29389 elementor-widget elementor-widget-image\" data-id=\"1e29389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"654\" height=\"732\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-teacher.webp\" class=\"attachment-full size-full wp-image-6630\" alt=\"How To Apply For Hometown Heroes Program\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-teacher.webp 654w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-teacher-268x300.webp 268w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-teacher-11x12.webp 11w\" sizes=\"(max-width: 654px) 100vw, 654px\" title=\"hometown-hero-teacher - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dcb13ed\" data-id=\"dcb13ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce4eea1 elementor-widget elementor-widget-heading\" data-id=\"ce4eea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the disadvantages?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6287ace elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6287ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Income Limits: Applicants must not exceed the county-specific maximum income limits, generally capped at 150% of the Area Median Income (AMI)\u2014which may restrict higher-earning households.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Florida Employer Requirement: Eligibility is limited to borrowers currently employed full-time by a Florida-based employer, which excludes remote workers and non-Florida employers, even if the applicant lives in Florida.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_427_2)\"><path d=\"M11.0002 21.1127C16.5851 21.1127 21.1127 16.5851 21.1127 11.0002C21.1127 5.41521 16.5851 0.887695 11.0002 0.887695C5.41521 0.887695 0.887695 5.41521 0.887695 11.0002C0.887695 16.5851 5.41521 21.1127 11.0002 21.1127Z\" fill=\"#0F6747\" stroke=\"#0F6747\"><\/path><path d=\"M12.9971 11.0587C12.9971 11.5725 12.793 12.0653 12.4296 12.4286C12.0663 12.7919 11.5734 12.9961 11.0596 12.9961C10.5457 12.9961 10.0529 12.7919 9.68955 12.4286C9.3262 12.0653 9.12207 11.5725 9.12207 11.0587C9.12207 10.5447 9.3262 10.0519 9.68955 9.68857C10.0529 9.32522 10.5457 9.12109 11.0596 9.12109C11.5734 9.12109 12.0663 9.32522 12.4296 9.68857C12.793 10.0519 12.9971 10.5447 12.9971 11.0587Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.60107 11.0599C5.63442 8.41393 8.04726 6.53906 11.0595 6.53906C14.0717 6.53906 16.4845 8.41393 17.5179 11.0599C16.4845 13.706 14.0717 15.5808 11.0595 15.5808C8.04726 15.5808 5.63442 13.706 4.60107 11.0599Z\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_427_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">First-Time Homebuyer Requirement: All borrowers must be first-time homebuyers, defined as having no ownership interest in a primary residence within the past three years\u2014unless exempt (e.g., certain veterans or purchases in federally designated target areas).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9756971 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9756971\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d5d3ba2\" data-id=\"d5d3ba2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-633a9a4 elementor-widget elementor-widget-heading\" data-id=\"633a9a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Florida Heroes Mortgage Program<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-496feef elementor-widget elementor-widget-text-editor\" data-id=\"496feef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Recognizing and Supporting Florida\u2019s Full-Time Workforce<\/h3><p>The Florida Hometown Heroes Loan Program is a vital initiative aimed at helping <a href=\"https:\/\/thedocegroup.com\/first-time-buyer-program-florida\/\">first-time homebuyers<\/a> who are employed full-time by Florida-based employers. It offers generous financial assistance and favorable loan terms, making homeownership more attainable for those who serve and support their communities every day. Active-duty military and eligible veterans also benefit from expanded access, as long as they meet the program\u2019s hometown heroes income limits.<\/p><h3>Financial Benefits<\/h3><p>Qualified homebuyers can receive <strong data-start=\"771\" data-end=\"788\">up to $35,000<\/strong> in <strong data-start=\"792\" data-end=\"836\">down payment and closing cost assistance<\/strong> through a 0% interest, non-amortizing second mortgage. The assistance is calculated as <strong data-start=\"924\" data-end=\"964\">5% of the first mortgage loan amount<\/strong>, with a <strong data-start=\"973\" data-end=\"995\">minimum of $10,000<\/strong>, ensuring meaningful support for homes of all price ranges.<\/p><h3>Inclusive Eligibility Criteria<\/h3><p data-start=\"1098\" data-end=\"1185\">The program is designed with accessibility in mind. Key eligibility highlights include:<\/p><ul data-start=\"1187\" data-end=\"1826\"><li data-start=\"1187\" data-end=\"1294\"><p data-start=\"1189\" data-end=\"1294\"><strong data-start=\"1189\" data-end=\"1243\">Full-time employment with a Florida-based employer<\/strong> is required for at least one occupying borrower.<\/p><\/li><li data-start=\"1295\" data-end=\"1345\"><p data-start=\"1297\" data-end=\"1345\">A <strong data-start=\"1299\" data-end=\"1330\">minimum credit score of 640<\/strong> is required.<\/p><\/li><li data-start=\"1346\" data-end=\"1462\"><p data-start=\"1348\" data-end=\"1462\"><strong data-start=\"1348\" data-end=\"1411\">Income must not exceed 150% of the Area Median Income (AMI)<\/strong> for the county in which the property is located.<\/p><\/li><li data-start=\"1463\" data-end=\"1707\"><p data-start=\"1465\" data-end=\"1707\"><strong data-start=\"1465\" data-end=\"1496\">First-time homebuyer status<\/strong> is generally required (no ownership in a primary residence in the last three years), though <strong data-start=\"1589\" data-end=\"1609\">exemptions apply<\/strong> for active-duty military, certain veterans, and purchases in federally designated target areas.<\/p><\/li><li data-start=\"1708\" data-end=\"1826\"><p data-start=\"1710\" data-end=\"1826\"><strong data-start=\"1710\" data-end=\"1737\">Only primary residences<\/strong> are eligible, including single-family homes, 2\u20134 unit properties, condos, and townhomes.<\/p><\/li><\/ul><h3 data-start=\"1833\" data-end=\"1867\">Empowering Florida\u2019s Workforce<\/h3><p data-start=\"1869\" data-end=\"2234\">The Florida Hometown Heroes Housing Program acknowledges the invaluable contributions of Florida\u2019s essential workers\u2014from healthcare professionals and educators to first responders and court employees. By lowering financial barriers and expanding access to responsible homeownership, the program helps create long-term stability for those who keep Florida thriving.<\/p><p data-start=\"2236\" data-end=\"2383\"><strong><a href=\"https:\/\/thedocegroup.com\/\">The Doce Mortgage Group<\/a><\/strong> proudly supports this initiative, helping eligible buyers navigate the application process with confidence and clarity.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8c93cb2\" data-id=\"8c93cb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9fa33ab elementor-widget elementor-widget-image\" data-id=\"9fa33ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"654\" height=\"732\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-non-profit.webp\" class=\"attachment-full size-full wp-image-6632\" alt=\"Hometown Heroes Program Florida Application\" srcset=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-non-profit.webp 654w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-non-profit-268x300.webp 268w, https:\/\/thedocegroup.com\/wp-content\/uploads\/2024\/07\/hometown-hero-non-profit-11x12.webp 11w\" sizes=\"(max-width: 654px) 100vw, 654px\" title=\"hometown-hero-non-profit - The Doce Mortgage Group\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2100109 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2100109\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-deb31ba\" data-id=\"deb31ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a21aa94 elementor-widget elementor-widget-heading\" data-id=\"a21aa94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Need guidance or want to learn about the Hometown Heroes Loan Program?<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ba0ac elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"a2ba0ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thedocegroup.com\/contact\/#calendly\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Click here to book an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2dd0ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2dd0ca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e616bef rate_boxes_col\" data-id=\"e616bef\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-95c1d12 flex-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"95c1d12\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76aea80\" data-id=\"76aea80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e333e20 elementor-widget elementor-widget-heading\" data-id=\"e333e20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Florida Hometown Heroes Summary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eec0379 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"eec0379\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Purpose: Helps Florida\u2019s full-time workers, including eligible military and veterans, achieve homeownership.<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financial Assistance: Provides up to $35,000 in down payment and closing cost support through a second mortgage.<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eligibility: At least one occupying borrower must currently work full-time for a Florida-based employer at the time of closing (active-duty service members are exempt from this requirement). Must be a first-time homebuyer unless meeting program exemptions.<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Credit and Income Requirements: Minimum credit score of 640. Income must not exceed county-specific maximums, generally capped at 150% of the a (AMI).<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Property Types: Must purchase a primary residence in Florida \u2014 eligible types include single-family homes, 2\u20134 unit properties, condos, and townhomes.<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Occupations: Open to a wide range of full-time professions, including healthcare workers, school staff, first responders, public safety, court employees, childcare workers, and eligible military\/veteran roles.<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_426_2)\"><mask id=\"mask0_426_2\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"22\" height=\"22\"><path d=\"M22 0H0V22H22V0Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_426_2)\"><path d=\"M10.8621 21.7242C16.8611 21.7242 21.7242 16.8611 21.7242 10.8621C21.7242 4.86313 16.8611 0 10.8621 0C4.86313 0 0 4.86313 0 10.8621C0 16.8611 4.86313 21.7242 10.8621 21.7242Z\" fill=\"#0F6646\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.0329 7.13074C16.1852 7.28311 16.2708 7.48973 16.2708 7.70518C16.2708 7.92062 16.1852 8.12725 16.0329 8.27961L9.94295 14.3696C9.86247 14.4501 9.76692 14.5139 9.66176 14.5575C9.5566 14.6011 9.44388 14.6235 9.33005 14.6235C9.21622 14.6235 9.10351 14.6011 8.99835 14.5575C8.89319 14.5139 8.79764 14.4501 8.71716 14.3696L5.69141 11.3444C5.6138 11.2694 5.55191 11.1798 5.50932 11.0806C5.46674 10.9815 5.44433 10.8749 5.44339 10.767C5.44245 10.6591 5.46301 10.5521 5.50386 10.4523C5.54472 10.3524 5.60505 10.2617 5.68134 10.1854C5.75762 10.1091 5.84834 10.0488 5.94819 10.008C6.04805 9.96709 6.15504 9.94654 6.26292 9.94747C6.3708 9.94841 6.47742 9.97082 6.57655 10.0134C6.67568 10.056 6.76533 10.1179 6.84028 10.1955L9.32978 12.685L14.8835 7.13074C14.9589 7.05524 15.0485 6.99534 15.1471 6.95448C15.2458 6.91361 15.3515 6.89258 15.4582 6.89258C15.5649 6.89258 15.6706 6.91361 15.7692 6.95448C15.8679 6.99534 15.9575 7.05524 16.0329 7.13074Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_426_2\"><rect width=\"22\" height=\"22\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Guidance: Borrowers must work with approved Florida-based loan officers for application assistance and program compliance.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-83ff901\" data-id=\"83ff901\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-619566d elementor-widget elementor-widget-image\" data-id=\"619566d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/thedocegroup.com\/wp-content\/uploads\/elementor\/thumbs\/hometown-hero-military-qr41zkfbk8x3sfx482tp7blceotevhdm7gp0yiv3ao.webp\" title=\"Florida Veteran Home Buyer Program\" alt=\"Florida Veteran Home Buyer Program\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dccff5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dccff5d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cfd7e15\" data-id=\"cfd7e15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22c1de5 elementor-widget elementor-widget-heading\" data-id=\"22c1de5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hometown Heroes Program  Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef9267e hoverAccordion-1 elementor-widget elementor-widget-accordion\" data-id=\"ef9267e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2511\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How to apply for Hometown Heroes Program<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2511\"><p data-start=\"116\" data-end=\"209\">To <strong data-start=\"279\" data-end=\"320\">apply for the Hometown Heroes Program<\/strong>, you&#8217;d want to click on the <a title=\"Final Mortgage Form\" href=\"https:\/\/thedocegroup.com\/final-mortgage-form\/\">Apply Today<\/a> menu. We will help you gather the needed documents (proof of employment, income, residency), verify your eligibility under Florida\u2019s requirements, then submit the Hometown Heroes Program application on your behalf. We will guide you through every step to ensure you qualify and get assistance for down payment and closing costs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2512\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the Hometown Heroes Program?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2512\"><p>The <strong>Hometown Heroes Program<\/strong> is a Florida state assistance program that offers financial aid (down payment and closing cost assistance) to first-time homebuyers who are frontline essential workers, first responders, Active-Duty Military \/ Reserve \/ Florida National Guard \/ Veterans, teachers, nurses, court personnel and other qualified jobs.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2513\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2513\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the Hometown Heroes Program Florida qualifications?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2513\"><p data-start=\"1245\" data-end=\"1330\">To meet the <strong data-start=\"1257\" data-end=\"1307\">Hometown Heroes Program Florida qualifications<\/strong>, you typically must:<\/p><ul data-start=\"1331\" data-end=\"1610\"><li data-start=\"1331\" data-end=\"1412\"><p data-start=\"1333\" data-end=\"1412\">Be employed full-time in an eligible public service or essential worker role.<\/p><\/li><li data-start=\"1413\" data-end=\"1485\"><p data-start=\"1415\" data-end=\"1485\">Be a first-time homebuyer or not have owned a home in several years.<\/p><\/li><li data-start=\"1486\" data-end=\"1566\"><p data-start=\"1488\" data-end=\"1566\">Stay within income limits set by Florida for your county and household size.<\/p><\/li><li data-start=\"1567\" data-end=\"1610\"><p data-start=\"1569\" data-end=\"1610\">Buy a primary residence within Florida.<\/p><p data-start=\"1569\" data-end=\"1610\">\u00a0<\/p><\/li><\/ul><p data-start=\"1612\" data-end=\"1726\">The Doce Mortgage Group helps you check all these against your situation, so you know in advance if you qualify.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2514\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2514\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the credit score requirements for this program?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2514\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2514\"><p>Applicants must have a minimum credit score of 640 to qualify for the Home Town Hero Loan Program.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2515\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2515\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can first-time buyers use the hometown heroes program?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2515\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2515\"><p>Yes. The hometown heroes program is open to first-time home buyers in Florida who work in eligible jobs such as teachers, police officers, firefighters, nurses, Active-Duty Military \/ Reserve \/ Florida National Guard \/ Veterans and other frontline roles.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2516\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2516\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can veterans apply for the Hometown Heroes Loan Program?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2516\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2516\"><p>Yes, active duty military personal and veterans can apply and are exempt from the first-time homebuyer requirement, making it easier for them to qualify.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2517\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2517\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What types of properties are eligible for purchase under this program?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2517\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2517\"><p>Attached \/ Detached 1-Unit Dwelling (Includes Townhomes).<\/p><p>2\u20144 Unit Properties &#8211; Borrower(s) must occupy one of the units as their primary residence.<\/p><p>Condos &#8211; Single Unit approval permitted for FHA.<\/p><p>Manufactured Housing &#8211; Modular housing is permitted. 1994 and newer only.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2518\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2518\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is homebuyer education required to qualify for the program?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2518\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2518\"><p>Yes, the primary borrower need to complete a homebuyer education course as part of the eligibility requirements<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2519\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2519\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I get a down payment for a house?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2519\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2519\"><p>You can get a down payment for a house through several methods: using savings, getting assistance from family, obtaining grants, or using state programs like the Hometown Heroes Program. With The Doce Mortgage Group, you have access to Down Payment Assistance Programs (DPA), VA or <a href=\"https:\/\/thedocegroup.com\/usda-loans\/\">USDA loans<\/a> (if eligible), or special programs like HomeZero that reduce or eliminate the required down payment.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-25110\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-25110\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can the down payment assistance be used for closing costs?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-25110\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-25110\"><p>Yes, the assistance provided can be used to cover both the down payment and closing costs, reducing the out-of-pocket expenses for the homebuyer.<\/p><p><i>Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his\/her primary residence. The Florida Hometown Heroes loan is not forgivable.<\/i><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-25111\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-25111\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Top 10 questions and answers<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-25111\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-25111\"><p><blockquote class=\"wp-embedded-content\" data-secret=\"PXnnLleQMJ\"><a href=\"https:\/\/thedocegroup.com\/florida-hometown-heroes-program-top-10-questions-and-answers\/\">Florida Hometown Heroes Program &#8211; Top 10 Questions and Answers!<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Florida Hometown Heroes Program &#8211; Top 10 Questions and Answers!&#8221; &#8212; The Doce Mortgage Group\" src=\"https:\/\/thedocegroup.com\/florida-hometown-heroes-program-top-10-questions-and-answers\/embed\/#?secret=pBHCuTNBMh#?secret=PXnnLleQMJ\" data-secret=\"PXnnLleQMJ\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How to apply for Hometown Heroes Program\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p data-start=\\\"116\\\" data-end=\\\"209\\\">To <strong data-start=\\\"279\\\" data-end=\\\"320\\\">apply for the Hometown Heroes Program<\\\/strong>, you&#8217;d want to click on the <a title=\\\"Final Mortgage Form\\\" href=\\\"https:\\\/\\\/thedocegroup.com\\\/final-mortgage-form\\\/\\\">Apply Today<\\\/a> menu. We will help you gather the needed documents (proof of employment, income, residency), verify your eligibility under Florida\\u2019s requirements, then submit the Hometown Heroes Program application on your behalf. We will guide you through every step to ensure you qualify and get assistance for down payment and closing costs.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is the Hometown Heroes Program?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The <strong>Hometown Heroes Program<\\\/strong> is a Florida state assistance program that offers financial aid (down payment and closing cost assistance) to first-time homebuyers who are frontline essential workers, first responders, Active-Duty Military \\\/ Reserve \\\/ Florida National Guard \\\/ Veterans, teachers, nurses, court personnel and other qualified jobs.\\u00a0<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the Hometown Heroes Program Florida qualifications?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p data-start=\\\"1245\\\" data-end=\\\"1330\\\">To meet the <strong data-start=\\\"1257\\\" data-end=\\\"1307\\\">Hometown Heroes Program Florida qualifications<\\\/strong>, you typically must:<\\\/p><ul data-start=\\\"1331\\\" data-end=\\\"1610\\\"><li data-start=\\\"1331\\\" data-end=\\\"1412\\\"><p data-start=\\\"1333\\\" data-end=\\\"1412\\\">Be employed full-time in an eligible public service or essential worker role.<\\\/p><\\\/li><li data-start=\\\"1413\\\" data-end=\\\"1485\\\"><p data-start=\\\"1415\\\" data-end=\\\"1485\\\">Be a first-time homebuyer or not have owned a home in several years.<\\\/p><\\\/li><li data-start=\\\"1486\\\" data-end=\\\"1566\\\"><p data-start=\\\"1488\\\" data-end=\\\"1566\\\">Stay within income limits set by Florida for your county and household size.<\\\/p><\\\/li><li data-start=\\\"1567\\\" data-end=\\\"1610\\\"><p data-start=\\\"1569\\\" data-end=\\\"1610\\\">Buy a primary residence within Florida.<\\\/p><p data-start=\\\"1569\\\" data-end=\\\"1610\\\">\\u00a0<\\\/p><\\\/li><\\\/ul><p data-start=\\\"1612\\\" data-end=\\\"1726\\\">The Doce Mortgage Group helps you check all these against your situation, so you know in advance if you qualify.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the credit score requirements for this program?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Applicants must have a minimum credit score of 640 to qualify for the Home Town Hero Loan Program.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can first-time buyers use the hometown heroes program?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes. The hometown heroes program is open to first-time home buyers in Florida who work in eligible jobs such as teachers, police officers, firefighters, nurses, Active-Duty Military \\\/ Reserve \\\/ Florida National Guard \\\/ Veterans and other frontline roles.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can veterans apply for the Hometown Heroes Loan Program?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, active duty military personal and veterans can apply and are exempt from the first-time homebuyer requirement, making it easier for them to qualify.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What types of properties are eligible for purchase under this program?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Attached \\\/ Detached 1-Unit Dwelling (Includes Townhomes).<\\\/p><p>2\\u20144 Unit Properties &#8211; Borrower(s) must occupy one of the units as their primary residence.<\\\/p><p>Condos &#8211; Single Unit approval permitted for FHA.<\\\/p><p>Manufactured Housing &#8211; Modular housing is permitted. 1994 and newer only.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is homebuyer education required to qualify for the program?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, the primary borrower need to complete a homebuyer education course as part of the eligibility requirements<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How can I get a down payment for a house?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>You can get a down payment for a house through several methods: using savings, getting assistance from family, obtaining grants, or using state programs like the Hometown Heroes Program. With The Doce Mortgage Group, you have access to Down Payment Assistance Programs (DPA), VA or <a href=\\\"https:\\\/\\\/thedocegroup.com\\\/usda-loans\\\/\\\">USDA loans<\\\/a> (if eligible), or special programs like HomeZero that reduce or eliminate the required down payment.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can the down payment assistance be used for closing costs?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, the assistance provided can be used to cover both the down payment and closing costs, reducing the out-of-pocket expenses for the homebuyer.<\\\/p><p><i>Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his\\\/her primary residence. The Florida Hometown Heroes loan is not forgivable.<\\\/i><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Top 10 questions and answers\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><blockquote class=\\\"wp-embedded-content\\\" data-secret=\\\"PXnnLleQMJ\\\"><a href=\\\"https:\\\/\\\/thedocegroup.com\\\/florida-hometown-heroes-program-top-10-questions-and-answers\\\/\\\">Florida Hometown Heroes Program &#8211; Top 10 Questions and Answers!<\\\/a><\\\/blockquote><iframe class=\\\"wp-embedded-content\\\" sandbox=\\\"allow-scripts\\\" security=\\\"restricted\\\" style=\\\"position: absolute; visibility: hidden;\\\" title=\\\"&#8220;Florida Hometown Heroes Program &#8211; Top 10 Questions and Answers!&#8221; &#8212; The Doce Mortgage Group\\\" src=\\\"https:\\\/\\\/thedocegroup.com\\\/florida-hometown-heroes-program-top-10-questions-and-answers\\\/embed\\\/#?secret=pBHCuTNBMh#?secret=PXnnLleQMJ\\\" data-secret=\\\"PXnnLleQMJ\\\" width=\\\"600\\\" height=\\\"338\\\" frameborder=\\\"0\\\" marginwidth=\\\"0\\\" marginheight=\\\"0\\\" scrolling=\\\"no\\\"><\\\/iframe><\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae2de1a elementor-widget elementor-widget-text-editor\" data-id=\"ae2de1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his\/her primary residence. The Florida Hometown Heroes loan is not forgivable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-fefde45 e-flex e-con-boxed e-con e-parent\" data-id=\"fefde45\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61ac361 elementor-widget elementor-widget-heading\" data-id=\"61ac361\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The Doce Mortgage Group\u2019s commitment to personalized service and extensive industry knowledge ensures that every participant in the Hometown Heroes Program throughout Florida receives the best possible advice and support.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-191494d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"191494d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d23c34\" data-id=\"5d23c34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06bf530 elementor-widget elementor-widget-heading\" data-id=\"06bf530\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2025 Income &amp; Maximum Loan Limits for TBA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-556001a elementor-widget elementor-widget-shortcode\" data-id=\"556001a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div id=\"footable_parent_6645\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"6645\" data-filter-delay=\"1000\" aria-label=\"FHFC-HTH-TBA-Income-Limits - Sheet1.csv\"            id=\"footable_6645\"\n           data-unique_identifier=\"ninja_table_unique_id_4267544062_6645\"\n           class=\" foo-table ninja_footable foo_table_6645 ninja_table_unique_id_4267544062_6645 ui table  nt_type_ajax_table selectable striped vertical_centered  footable-paging-right\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Florida Hometown Heroes Housing Program The Florida Hometown Heroes Housing Program is designed to support full-time essential &#8216;Hero&#8221; workers employed by Florida-based employers\u2014along with eligible active-duty service members and veterans\u2014in achieving homeownership. The program offers up to $35,000 in down payment and closing cost assistance through a 0% interest second mortgage, along with favorable loan [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-6628","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.5.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Secure your home with the Florida Hometown Heroes housing program. 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