{"id":6736,"date":"2024-07-31T17:06:00","date_gmt":"2024-07-31T17:06:00","guid":{"rendered":"https:\/\/thedocegroup.com\/?p=6736"},"modified":"2024-08-15T20:50:38","modified_gmt":"2024-08-15T20:50:38","slug":"como-fazer-uma-oferta-em-uma-casa","status":"publish","type":"post","link":"https:\/\/thedocegroup.com\/pt\/how-to-make-an-offer-on-a-house\/","title":{"rendered":"Como fazer uma oferta em uma casa"},"content":{"rendered":"<p>Se voc\u00ea tiver obtido os servi\u00e7os de um agente imobili\u00e1rio, o processo f\u00edsico de fazer uma oferta por uma casa \u00e9 relativamente f\u00e1cil. Voc\u00ea dir\u00e1 ao seu agente imobili\u00e1rio para fazer uma oferta e deixar\u00e1 que ele prepare a papelada.<\/p>\n\n\n\n<p>O que \u00e9 um pouco menos simples \u00e9 como fazer uma oferta vencedora, especialmente em um mercado de vendedores. Aqui est\u00e3o algumas dicas para garantir que sua oferta seja a mais forte poss\u00edvel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Coloque-se no lugar do vendedor<\/strong><\/h2>\n\n\n\n<p>Um pouco de empatia pode ser muito \u00fatil quando voc\u00ea estiver pensando em como elaborar sua oferta. Por que o vendedor est\u00e1 vendendo? Com o que ele est\u00e1 mais preocupado? Ele precisar\u00e1 de um pouco de tempo para se mudar da casa?&nbsp;<\/p>\n\n\n\n<p>Eles precisam vender rapidamente? Considere ajustar a data de fechamento. Eles n\u00e3o t\u00eam recursos para fazer reparos do pr\u00f3prio bolso? Sua oferta para renunciar \u00e0s conting\u00eancias de reparos pode ser convincente, mesmo que voc\u00ea esteja pedindo menos do que o pre\u00e7o pedido.<\/p>\n\n\n\n<p>Manter-se atento \u00e0s necessidades do vendedor e mostrar que voc\u00ea entende essas necessidades pode ajud\u00e1-lo a diferenciar sua oferta.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ofere\u00e7a mais do que o pre\u00e7o de tabela<\/strong><\/h2>\n\n\n\n<p>Pode n\u00e3o parecer justo, mas em um mercado de vendedores, os compradores que fazem ofertas vencedoras geralmente oferecem pelo menos 1% a 3% acima do pre\u00e7o pedido tendem a ter mais sorte.&nbsp;<\/p>\n\n\n\n<p>H\u00e1 exce\u00e7\u00f5es, \u00e9 claro. Se a casa n\u00e3o estiver pronta para morar, voc\u00ea tem o direito de oferecer menos, dependendo da extens\u00e3o das necessidades de reparo.&nbsp;<\/p>\n\n\n\n<p>Qualquer valor abaixo de 20% normalmente seria considerado uma oferta baixa, mesmo quando a casa est\u00e1 em mau estado. Se voc\u00ea estiver t\u00e3o descontente com o estado da casa, talvez seja melhor procurar outro lugar.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Veja tamb\u00e9m: <a href=\"https:\/\/thedocegroup.com\/the-pros-and-cons-of-purchasing-an-old-house-vs-a-new-house-in-florida-2024-edition\/\">Os pr\u00f3s e contras de comprar uma casa antiga em vez de uma casa nova na Fl\u00f3rida: edi\u00e7\u00e3o de 2024<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Definir conting\u00eancias razo\u00e1veis<\/strong><\/h2>\n\n\n\n<p>H\u00e1 tr\u00eas conting\u00eancias que voc\u00ea quase sempre pode adicionar sem penalidade:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tornar a venda dependente da aprova\u00e7\u00e3o final do empr\u00e9stimo.<\/li>\n\n\n\n<li>Tornar a venda dependente da inspe\u00e7\u00e3o da casa.<\/li>\n\n\n\n<li>Tornar a venda dependente de uma avalia\u00e7\u00e3o.<\/li>\n<\/ul>\n\n\n\n<p>Qualquer conting\u00eancia que voc\u00ea adicionar al\u00e9m dessas tr\u00eas pode tornar sua oferta menos atraente. Voc\u00ea <em>pode <\/em>exija que o vendedor cuide de alguns problemas de reparo, mas voc\u00ea pode perder para um comprador que esteja disposto a fazer o trabalho bra\u00e7al por conta pr\u00f3pria.&nbsp;<\/p>\n\n\n\n<p>Em geral, os vendedores est\u00e3o dispostos a aceitar as tr\u00eas conting\u00eancias acima porque sabem que o banco as exige antes de emitir quaisquer fundos.&nbsp;<\/p>\n\n\n\n<p>Veja tamb\u00e9m: <a href=\"https:\/\/thedocegroup.com\/what-to-expect-during-the-home-inspection\/\">O que esperar durante a inspe\u00e7\u00e3o residencial<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ofere\u00e7a uma quantia suficiente de dinheiro de garantia<\/strong><\/h2>\n\n\n\n<p>O vendedor deve retirar a casa do mercado e coloc\u00e1-la no status \"pendente\" enquanto as inspe\u00e7\u00f5es e avalia\u00e7\u00f5es da casa s\u00e3o conclu\u00eddas e antes do fechamento. Isso significa que ele perder\u00e1 outras ofertas.&nbsp;<\/p>\n\n\n\n<p>Para reduzir o risco para o vendedor, a maioria das pessoas oferece earnest money, um dep\u00f3sito relativamente pequeno que mostra ao vendedor que voc\u00ea est\u00e1 falando s\u00e9rio. Se voc\u00ea desistir do neg\u00f3cio por qualquer motivo que n\u00e3o seja as conting\u00eancias listadas, o vendedor fica com esse dinheiro.<\/p>\n\n\n\n<p>O dinheiro de garantia tamb\u00e9m ajuda a mostrar ao vendedor que voc\u00ea tem recursos para comprar a casa dele.<\/p>\n\n\n\n<p>A regra geral \u00e9 oferecer de 1% a 5% em earnest money para manter sua oferta competitiva.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Considere uma cl\u00e1usula de escalonamento<\/strong><\/h2>\n\n\n\n<p>Preocupado com o fato de algu\u00e9m fazer uma oferta melhor? Acrescente uma cl\u00e1usula de escalonamento, que aumentar\u00e1 automaticamente o valor de sua oferta se algu\u00e9m aparecer e fizer uma oferta melhor do que a sua.&nbsp;<\/p>\n\n\n\n<p>N\u00e3o se preocupe. Voc\u00ea pode definir um limite para o valor que est\u00e1 disposto a pagar.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Certifique-se de que seu financiamento esteja pronto para ser utilizado<\/strong><\/h2>\n\n\n\n<p>Comparecer com uma empresa confi\u00e1vel <a href=\"https:\/\/thedocegroup.com\/verified-pre-approval\/\">carta de pr\u00e9-aprova\u00e7\u00e3o<\/a> que garanta que o fechamento realmente ocorrer\u00e1 quando voc\u00ea chegar \u00e0 mesa \u00e9 uma das maneiras mais fortes de garantir que voc\u00ea obtenha a casa que espera. Ningu\u00e9m quer tirar uma casa do mercado apenas para ver o financiamento fracassar.<\/p>\n\n\n\n<p>Voc\u00ea tamb\u00e9m ter\u00e1 o <a href=\"https:\/\/g.page\/r\/Caqw1nYAs-VQEBM\/\" title=\"\">paz de esp\u00edrito<\/a> que vem de saber que voc\u00ea s\u00f3 est\u00e1 fazendo ofertas de casas dentro do seu or\u00e7amento.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Obtenha ajuda hoje mesmo&nbsp;<\/strong><\/h2>\n\n\n\n<p>Entre no processo de oferta de casa armado com o melhor empr\u00e9stimo poss\u00edvel para sua situa\u00e7\u00e3o espec\u00edfica. Agende uma <a href=\"https:\/\/thedocegroup.com\/contact\/#calendly\">consulta individual<\/a> com <a href=\"https:\/\/thedocegroup.com\/about\/\">Alex Doce<\/a> hoje, ou ligue para (800) 355-ALEX.&nbsp;<\/p>\n\n\n\n<p>Alex est\u00e1 pronto para responder a todas as suas perguntas, bem como para lhe dar a melhor chance de garantir um empr\u00e9stimo imobili\u00e1rio.&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>If you have obtained the services of a real estate agent, the physical process of making an offer on a house is relatively easy. You&#8217;ll tell your real estate agent to make an offer, and let them draw up the paperwork. What is a bit less straightforward is how you go about making a winning [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6737,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Unsure how to go about making a competitive offer on the home of your dreams? 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