在佛罗里达州,零首付房贷让您更快买得起房。我们的 "零首付计划"(HomeZero Program)消除了首付的障碍,提供 100% 融资和灵活的条款,是佛罗里达州首次购房者和 FICO 分数较低者的理想选择,并为您提供高达 1.5% 的购房款作为过户费。
零首付计划提供 100% 融资,无需支付首付款,使许多类型的购房者更容易获得房屋所有权。
零首付计划 "改变了购房者的购房方式。它涵盖了 100% 的购房成本,并为一种更具包容性的住宅房地产方法铺平了道路。
我们在佛罗里达州提供的零首付住房贷款专为符合条件的首次购房者和重复购房者设计,他们希望获得灵活的贷款,而无需支付高昂的首付款和过户费。它还为那些在传统抵押贷款中被边缘化的人提供了很大的好处,包括可能没有资格享受其他购房援助计划的高收入者。
在 多斯抵押贷款集团, we are committed to making your homeownership dreams a reality. Take advantage of flexibly-structured zero-down mortgages via the HomeZero Program, and enjoy perks like low credit score requirements and interest rates on eligible Florida properties.
首付补助: 获得 100% 贷款,在佛罗里达州购房无需首付。HomeZero 计划为您提供第二笔贷款,用于支付首付款和大部分过户费--根据您的需求和资格,贷款额度为总购房款的 3.5% 或 5%。
借款人要求: 获得 HomeZero 贷款没有收入限制,信用评分低至 580 分,DTI 高至 57%,即可获得贷款资格。此外,与许多其他援助贷款不同的是,该计划对首次购房者没有任何要求,但只能用于寻找主要住所。
灵活条款: Lock in with a 30-year fixed rate on a no-money-down mortgage in Florida. HomeZero loans allow for seller contributions up to 6% as well as gift funds, and can be optimized in multiple ways to fit your needs, such as through a repayable or forgivable loan structure.
您可以使用 HomeZero 计划购买多种类型的主要住宅房产,包括独户住宅、PUD、联排别墅、公寓、双层活动房屋和 1-4 单元房产(只要有一个单元是自住的)。
请注意,免首付贷款不能用于二手住宅或投资房产。对人造房产申请 HomeZero 贷款也有一些限制,例如,受契约限制的人造住宅和合作人造住宅不符合条件。其他不符合条件的房产类型包括寄宿房屋、用于商业用途的房产(酒店、汽车旅馆、住宿加早餐旅馆等)以及旅游房屋。
您的房产符合 HomeZero 贷款条件吗?今天就联系 Alex Doce 了解详情。
You can get a zero down mortgage through government-backed programs like VA 贷款 and USDA loans. VA loans are for eligible veterans, service members, and surviving spouses, while USDA loans apply to homes in qualifying rural and suburban areas. Both programs allow buyers to finance a home without putting money down, making them the most common ways to secure this type of mortgage.
The best way to get a no money down home loan is to apply for a VA or USDA loan.These programs let qualified borrowers finance the full purchase price of a home without a down payment. To qualify, you’ll need to meet service requirements for VA loans or location and income guidelines for USDA 贷款.
Qualifying for a zero down mortgage depends on the program. VA loans require eligible military service and a credit review, while USDA loans require the home to be in an eligible area and your household income to meet program limits. Strong credit and steady income improve your chances of approval under either option, but some lenders also offer programs designed for first-time home buyer loans with bad credit and zero down, which can expand your options if you don’t meet the typical requirements.
Yes, a zero down 首次置业者 loan is possible, but it depends on the program. Some government-backed options, like VA and USDA loans, allow qualified buyers to purchase a home without making a down payment.
Yes, first-time buyers in Florida may qualify for a no money down home loan through VA or USDA programs if they meet the eligibility requirements. In addition, Florida has down payment assistance programs that can help reduce upfront costs by providing grants or forgivable loans.
The main types of home loans with no down payment are VA loans and USDA loans. Both programs are backed by the government, which makes them lower-risk for lenders and easier for buyers who don’t have money saved for a down payment.
You can get a mortgage with no down payment by qualifying for a VA or USDA loan. VA loans are designed for military borrowers, while USDA loans focus on eligible rural and suburban properties. Both make it possible to buy a home without putting money down upfront.
Yes, it is possible to get a home loan with no down payment, but the options are limited to government-backed programs. VA and USDA loans are the primary choices, and some state housing programs can also help cover down payments for qualified buyers.
A first time home buyer without down payment can qualify through special programs. VA loans are for veterans and active service members, while USDA loans are for homes in eligible rural areas. These programs cover 100% of the purchase price, making them a true no money down home loan option.
A zero down home loan is a mortgage that lets you buy a house without putting any money down upfront. Instead of saving for a down payment, you can finance the full cost of the home if you qualify.
HomeZero 是一项贷款计划,为首次抵押贷款提供 96.5% 的融资,并以第二次抵押贷款的形式为首付款补助提供高达 5% 的融资。