非常适合无法或不愿核实收入的买家,包括目前失业的买家。
注重借款人的信用和资产实力而非收入,从而简化贷款审批。
非常适合各种房地产投资项目,从一手房和度假屋,到出租房,再到修缮翻新项目。
无收入/无工作贷款为房地产买家,尤其是那些非传统收入或收入不稳定的买家提供了一种独特的解决方案。这些贷款注重借款人的信用和资产实力,而不是其收入,从而简化了各种房地产项目的融资途径。
对于那些没有收入需要向国税局报告、希望保持个人财务私密或收入难以记录的投资者来说,这种融资方式尤其有利。虽然由于风险增加,利率和首付要求可能会更高,但审批过程的灵活性和速度使这些贷款成为吸引许多投资者的选择。
Our expertise in No Income/No Ratio Loans ensures that you receive tailored guidance and efficient service, helping you capitalize on investment opportunities swiftly and effectively. Let The Doce Mortgage Group help you navigate your home buying journey with a financing solution that aligns with your unique needs and goals.
We offer No Ratio/No Job loans with as little as 20% and FICO credit scores as low as 660.
这些贷款专为房地产买家设计,不需要传统的收入核实。
非常适合有非传统收入的投资者、不愿意披露收入的投资者或不想被文书工作困扰的投资者。
申请资格主要取决于借款人在购买一手房或二手房时的信用和资产实力。
Yes, due to the perceived higher risk, these loans have higher interest rates.