Whether you’re buying your first home, refinancing, or investing in property — The Doce Mortgage Group offers 50+ loan programs tailored to your unique financial situation.
Explore Your Options
From conventional to creative financing — we have the right program for every borrower.
Purchasing a home is one of the biggest financial decisions you’ll make — that’s why finding the right home loan is essential. Whether you’re a first-time buyer, existing homeowner, military veteran, or investor, there’s a mortgage solution tailored to your needs.
At The Doce Mortgage Group, we’re committed to guiding you through the home loan process and ensuring you secure the best financing for your dream home. With 38+ years of experience and 7,000+ closed loans, Alex Doce will help you navigate every option.
Fixed and adjustable-rate options with competitive rates for qualified borrowers. Available in 15-year, 30-year, and ARM configurations with as little as 3% down.
Learn More →The most popular Florida mortgage — offering stability with consistent monthly payments, lower costs, and predictable interest rates for long-term homeowners.
Learn More →Build equity faster and save thousands in interest. Higher monthly payments, but lower interest rates and significant savings over the life of the loan.
Learn More →Specialized programs with down payments as low as 0%, reduced mortgage insurance, and potential tax benefits — designed for buyers with limited savings.
Learn More →Lower initial interest rates that adjust periodically based on market conditions. Ideal for borrowers who plan to sell or refinance within a few years.
Learn More →Florida grants and low-interest loans to help cover upfront costs — reducing out-of-pocket expenses and expanding homeownership opportunities.
Learn More →Flexible qualification with lower credit score requirements and down payments as low as 3.5%. A popular choice for first-time buyers and lower-income borrowers.
Learn More →Zero down payment and no PMI for eligible veterans, active-duty service members, and surviving spouses. Competitive rates and flexible terms.
Learn More →100% financing with no income restrictions and closing cost assistance. Available to first-time and repeat buyers with flexible credit requirements.
Learn More →100% financing for homes in eligible rural and suburban areas. No down payment, lower interest rates, and flexible credit guidelines.
Learn More →Financial assistance and lower interest rates for full-time Florida workers. Includes down payment and closing cost assistance.
Learn More →Financing beyond conventional loan limits for high-value Florida properties. Available with as little as 10% down and no PMI. Competitive interest rates.
Learn More →Flexible financing for urban and beachfront Florida condos. Competitive rates with as little as 3% down on approved condo projects.
Learn More →Qualify based on rental income — not personal income. No income verification required. Built for real estate investors purchasing rental properties.
Learn More →Non-U.S. citizens can buy property in Florida with tailored mortgage options designed for international buyers investing in U.S. real estate.
Learn More →A path to homeownership for non-U.S. citizens without a Social Security number. No SSN required — qualify with an Individual Taxpayer Identification Number.
Learn More →Secure funding for primary, vacation, or investment properties without income proof or employment verification. Simplified, streamlined approval.
Learn More →Self-employed borrowers qualify based on bank deposits rather than traditional tax returns. No tax returns needed with flexible requirements.
Learn More →Leverage your significant assets to secure a mortgage. Alternative income qualification with flexible loan terms for high-net-worth individuals.
Learn More →Lower initial payments by paying only interest for a set period before principal payments begin. Ideal for buyers expecting higher future income.
Learn More →Financing despite bankruptcy, foreclosure, or other financial setbacks. Flexible underwriting to help you rebuild and achieve homeownership.
Learn More →Physician-specific programs with zero or low down payment, no mortgage insurance, and student loan-friendly qualification for medical professionals at any career stage.
Learn More →From first conversation to closing day — here’s what to expect.
Discuss your goals, financial situation, and the best loan options for your needs with Alex Doce.
Get a verified pre-approval letter that strengthens your offer and tells sellers you’re a serious buyer.
We handle the underwriting, appraisal, and documentation. You’ll receive constant updates throughout.
Sign the final documents, get your keys, and move into your new home — with no surprise fees at closing.
Everything you need to know about buying a home in Florida — from down payments to approval timelines.
Talk to Alex Doce for clear, honest answers about your mortgage options.
Get Expert AdviceGet personalized loan recommendations from Alex Doce. No obligation, no hard credit pull — just expert advice tailored to your situation.
English 
Español