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Navigate Home Financing Flexibly with Adjustable-Rate Mortgage Loans

Adapt to changing market conditions with our Adjustable-Rate Mortgage Loans, offering initial lower rates and flexible payment options for dynamic financial planning.

Adjustable Rate Mortgage Loans

Key Points

Start with lower rates compared to fixed-rate Mortgage Loan, making initial payments more affordable.

Benefit from potential rate decreases, subject to market conditions.

Choose from various adjustment periods to suit your financial goals and risk tolerance.

Adjustable-Rate Mortgage Loan (ARM)

What are the advantages?

Asset Based loans

What should I watch out for ?

Adjustable-Rate Mortgage Loan (ARM)

Adjustable-Rate Mortgage Loans offer a flexible approach to home financing, particularly appealing for those expecting changes in their financial situation or planning to own their home for a short period. With lower initial interest rates, ARMs can be an attractive option for maximizing cash flow in the early years of homeownership.

The possibility of interest rate adjustments provides an opportunity to benefit from falling rates, though it also introduces the risk of increased payments if rates rise. Understanding the specifics of your ARM, including the adjustment frequency and caps on rate changes, is crucial.

adjustable rate mortgage on a Florida home

At The Doce Group we are Dedicated to You

At The Doce Group we are dedicated to helping you navigate the complexities of ARMs, ensuring you choose a loan that aligns with your financial plans and home ownership goals. Let our expert Mortgage Advisors guide you through the intricacies of adjustable-rate financing to find the perfect fit for your situation.

Do I Qualify?

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
15 year content


An ARM is a Mortgage Loan with an interest rate that changes over time based on market conditions.
Rate adjustments depend on the specific terms of the ARM, typically occurring annually after the initial fixed period. Most common initial periods are 3, 5, 7 or 10 years.
It depends on your financial situation, type of employment  and tolerance for risk, as rates and payments can increase over time.
Yes, you can refinance an ARM into a fixed-rate Mortgage Loan or another ARM.

Get Your Adjustable Rate Mortgage Quote Now!