How to Get a Home Loan When You’re Self-Employed

How to Get a Home Loan When You’re Self-Employed

Many of the financial systems in this country aren’t necessarily built for self-employed individuals. Many of them rely on the idea that most people receive a regular paycheck from their employer. Nevertheless, it is possible to buy a house as a self-employed individual. You just have to take a few steps that more traditionally employed

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Shopping for a Home: How to Compete With Cash Buyers

Shopping for a Home: How to Compete With Cash Buyers

The Fort Lauderdale real estate market can be tough, and one of the biggest challenges that buyers face is the prevalence of cash buyers and investors competing for the available inventory. The market is similarly challenging across the nation.  If you’re trying to buy a new home, you need to have a strategy that will

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Navigating Conventional Home Loans in Broward, Palm Beach, and Miami-Dade Counties, Florida

Navigating Conventional Home Loans in Broward, Palm Beach, and Miami-Dade Counties, Florida

Owning a home in the vibrant and sunny state of Florida is a dream for many, and the tri-county area of Broward, Palm Beach, and Miami-Dade counties offers a diverse range of real estate opportunities. If you’re considering buying a home in these regions, understanding the nuances of conventional home loans is crucial. In this

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5 Essential Tips for First-Time Homebuyers in Fort Lauderdale 

5 Essential Tips for First-Time Homebuyers in Fort Lauderdale 

The Florida housing market can be tough, and it’s not getting any easier. Nevertheless, it’s more than possible to become a homeowner in Fort Lauderdale. You just need to know what to expect and be prepared. 1) Get Your Financial and Mental House in Order You’re competing against investors who can buy any home they

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How FHA Loans Work in Florida

How FHA Loans Work in Florida

FHA loans are an excellent program for Florida home buyers. The program provides several major advantages. The home that you are buying must serve as your primary residence.  Note: specific requirements will vary from lender to lender.  Why are the terms of an FHA loan so good? The Federal Housing Administration guarantees all FHA loans.

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What to Look for in a Mortgage Lending Company in Florida

What to Look for in a Mortgage Lending Company in Florida

A home loan is one of the biggest financial commitments you’ll ever take on during the course of your life.  You should choose the mortgage lender you work with carefully, as the decision will help shape your financial life for many years to come. Here are five things you should look for in any company

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5 Crucial Facts About Down Payments in 2024

5 Crucial Facts About Down Payments in 2024

There are real advantages to buying a home with a down payment. Zero-down mortgages still exist, and the ability to buy a home without a down payment may seem exciting.  Nevertheless, you should consider slowing down and saving up. A down payment can give you an edge.  1) A Down Payment Can Strengthen a Mortgage

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What Makes a Condo Warrantable vs. Non-Warrantable?

What Makes a Condo Warrantable vs. Non-Warrantable?

Condo home loans: The Doce Group has mortgage options if you are buying a warrantable condo, or even a non-warrantable condo. But what’s the difference? Considering a condo? Start your pre-approval here. When you’re in the market for a condo, there are additional things to keep track of during the mortgage process, on top of

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Understand the pros and cons of buying a condo before you decide which type of home is right for you.

Understand the pros and cons of buying a condo before you decide which type of home is right for you.

There are many pros and cons of buying a condo. Deciding whether to buy a condo or another type of property comes down to your lifestyle, preferences and budget. We break down the different factors to help you decide. Considering a condo? Start your pre-approval here. What is a condo? Condos are single units within

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Townhouse vs Condo: What’s the Difference?

Townhouse vs Condo: What’s the Difference?

This article explores the differences between owning and buying a townhouse vs a condo vs a single-family home. There are many advantages to opting for a townhouse and condo living over a standard, single-family house. Chief among them is cost – townhouses and condos tend to have lower list prices (not to mention less maintenance)

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Purchasing a Condo or Townhome

Purchasing a Condo or Townhome

Townhomes and condominiums can offer homeowners many benefits, including convenience and lower maintenance, but purchasing this type of home can also present challenges, particularly when dealing with condo mortgage loans. Due to the way condos and townhomes are categorized by mortgage lenders, they often have mortgage requirements that are more stringent than those of a

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How can you tell that your mortgage broker is doing a great job for you?

How can you tell that your mortgage broker is doing a great job for you?

Identifying whether your mortgage broker is doing an excellent job for you involves assessing various factors related to communication, responsiveness, transparency, and the overall effectiveness of their services. Here are key indicators that your mortgage broker is performing well on your behalf: Clear Communication: Explanation of Options: A good mortgage broker should explain different mortgage

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Navigating the Mortgage Maze: Top 10 Things to Know When Applying for a New Home Loan

Navigating the Mortgage Maze: Top 10 Things to Know When Applying for a New Home Loan

Buying a new home is an exciting journey, but the process of securing a mortgage can seem daunting. Understanding the ins and outs of mortgage applications is crucial for a smooth and successful home-buying experience. Here are the top 10 things you need to know when applying for a mortgage: 1: Know Your Credit Score:

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