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Navigate Past Financial Hurdles with Recent Credit Event Loans

Rebuild your financial future with our Recent Credit Event Loans, designed to provide mortgage opportunities to those recovering from recent credit challenges such as bankruptcies, foreclosures, or short sales.

Recent Credit Event Loans
recent credit event loans

Key Points

  • Opportunity Post-Credit Events

Tailored for individuals rebuilding credit after significant financial events.

  • Faster Path to Homeownership

Shorter waiting periods compared to conventional loans for those with recent credit issues.

  • Understanding Individual Circumstances

Loans are assessed on a case-by-case basis, considering the borrower’s current financial situation.

Recent Credit Event Loans

What are the advantages?

  • Provides a chance at homeownership despite recent credit setbacks
  • More lenient eligibility criteria focusing on current financial health.
  • Potentially quicker qualification post-credit event.
Interest Only Home Loans

What are the disadvantages?

  • Higher interest rates due to perceived lending risk.
  • May require a larger down payment.
  • Limited to specific lenders offering these specialized loans.

Recent Credit Event Loans

Our Recent Credit Event Loans provide a beacon of hope for individuals striving to re-enter the housing market after experiencing significant credit challenges. Understanding that financial setbacks are part of life, these loans are crafted to offer a second chance at homeownership, considering your current financial stability rather than past difficulties.

While these loans typically feature higher interest rates and may require a larger down payment, they represent a crucial step towards financial recovery and the stability of homeownership. Our dedicated team is committed to understanding your unique situation, offering guidance and support to navigate this specialized loan process.

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Recent Credit Event Loans with The Doce Group

Our mortgage advisors at The Doce Group will help you turn over a new leaf in your financial journey with a Recent Credit Event Loan.

FAQs

These are mortgages designed for individuals who have experienced recent significant credit issues but are working towards financial recovery.
Typically, these include bankruptcies, foreclosures, and short sales.
The waiting period varies but is generally shorter than for conventional loans.
Yes, they often come with higher interest rates and may require larger down payments.

Unlock Opportunities: Recent Credit Event Loans

Get Started With a Recent Credit Event Loan

Find The Right Mortgage

  • For more than 36 years, Alex has been helping customers achieve their home purchase and refinance goals by providing them with invaluable resources and support.
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  • Mortgages available in Alabama, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming.

Get started now on making your financial goals a reality.

  • We match you to the loan and interest rate that will make your home your best investment yet.
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Alex Doce NMLS 13817.
The Doce Group Powered by First Community Mortgage NMLS 629700.
For licensing information, go to: www.nmlsconsumeraccess.org.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and underwriting criteria.

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