(305) 900-2012

Simplify Homeownership with Our FHA Loan Solutions

Step into your new home with confidence using our FHA Loans, designed for low-to-moderate income borrowers seeking affordable and flexible home financing options.

fha loans

Key Points

Enjoy down payments as low as 0%, making homeownership accessible even with a smaller savings.

Qualify with less-than-perfect credit, opening doors to homeownership for a wider range of borrowers, with minimum FICO score requirements  as low as 600.

Benefit from the reliability and security of a government-backed loan, ensuring competitive interest rates and terms.

Pros and Cons of FHA Home Loans in Florida

What are the advantages?

Conventional Loans
fha loans

What should I watch out for ?

Conventional Loans

FHA Loans

FHA home loans in Florida offer a more accessible route to homeownership, especially for first-time buyers and those with limited savings or credit challenges. With down payments as low as 0% and more lenient credit requirements compared to conventional loans, FHA lenders in Florida open up possibilities for a diverse range of homebuyers.

These loans, specifically designed for the Florida market, are backed by the Federal Housing Administration, providing extra security and allowing for more favorable loan terms, including lower interest rates. This makes FHA home loans in Florida an excellent option for those looking to buy their first home or who need a little extra support in meeting the financial requirements of purchasing a property.

Whether you’re searching for a starter home or a fixer-upper in Florida, our FHA loan options are tailored to help you achieve your homeownership goals. The Doce Group team, recognized as experienced FHA lenders in Florida, is here to guide you through the process, ensuring you find a loan solution that fits your unique situation. We understand the local market dynamics and are dedicated to making your home buying journey in Florida a smooth and successful experience. Contact us today to explore the diverse FHA home loans in Florida available for your specific need.

The Doce Group's Unwavering Commitment

Whether you’re looking to buy a starter home or a fixer-upper, our FHA loan options are designed to help you achieve your homeownership goals. The Doce Group team is here to guide you through the process, ensuring you find a loan solution that fits your unique situation.

FAQs

An FHA Loan is a mortgage loan insured by the Federal Housing Administration, designed to help lower-income and first-time homebuyers.
Borrowers with a credit score of 600 or higher, and who meet certain income and employment criteria.  
FHA Loans are available for 1-4 unit primary residences, including condominiums, and the property must meet certain safety and livability standards.
Yes, FHA Loan limits vary by county and property type and can be found at https://entp.hud.gov/idapp/html/hicostlook.com.  

FHA disclaimer: First Community Mortgage is not affiliated with or acting on behalf of or at the direction of FHA or the Federal Government.

Get Your FREE FHA Loan Quote Now!