Getting Back Into the Housing Market After Credit Difficulties
Contrary to popular belief, you do not have to have a perfect credit history in order to buy a house. It’s more important to understand what an adverse credit event will require of you after it happens. After an adverse credit event, you will generally:- Need to observe a waiting period before you take out […]
What to Look for in a Mortgage Lending Company in Florida
A home loan is one of the biggest financial commitments you’ll ever take on during the course of your life. You should choose the mortgage lender you work with carefully, as the decision will help shape your financial life for many years to come. Here are five things you should look for in any company […]
How FHA Loans Work in Florida
FHA loans are an excellent program for Florida home buyers. The program provides several major advantages. A down payment of just 3.5% of the home value Competitive interest rates A minimum credit score of just 580 No income limits Access to hardship programs in the event that you’re having trouble making your house payments The […]
How to Get a Home Loan When You’re Self-Employed
Many of the financial systems in this country aren’t necessarily built for self-employed individuals. Many of them rely on the idea that most people receive a regular paycheck from their employer. Nevertheless, it is possible to buy a house as a self-employed individual. You just have to take a few steps that more traditionally employed […]
Shopping for a Home: How to Compete With Cash Buyers
The Fort Lauderdale real estate market can be tough, and one of the biggest challenges that buyers face is the prevalence of cash buyers and investors competing for the available inventory. The market is similarly challenging across the nation. If you’re trying to buy a new home, you need to have a strategy that will […]
Navigating Conventional Home Loans in Broward, Palm Beach, and Miami-Dade Counties, Florida
Owning a home in the vibrant and sunny state of Florida is a dream for many, and the tri-county area of Broward, Palm Beach, and Miami-Dade counties offers a diverse range of real estate opportunities. If you’re considering buying a home in these regions, understanding the nuances of conventional home loans is crucial. In this […]
5 Essential Tips for First-Time Homebuyers in Fort Lauderdale
The Florida housing market can be tough, and it’s not getting any easier. Nevertheless, it’s more than possible to become a homeowner in Fort Lauderdale. You just need to know what to expect and be prepared. 1) Get Your Financial and Mental House in Order You’re competing against investors who can buy any home they […]
5 Crucial Facts About Down Payments in 2024
There are real advantages to buying a home with a down payment. Zero-down mortgages still exist, and the ability to buy a home without a down payment may seem exciting. Nevertheless, you should consider slowing down and saving up. A down payment can give you an edge. 1) A Down Payment Can Strengthen a Mortgage […]
What Makes a Condo Warrantable vs. Non-Warrantable?
Condo home loans: The Doce Group has mortgage options if you are buying a warrantable condo, or even a non-warrantable condo. But what’s the difference? Considering a condo? Start your pre-approval here. When you’re in the market for a condo, there are additional things to keep track of during the mortgage process, on top of […]
Understand the Pros and Cons of Buying a Condo Before You Decide Which Type of Property Is Right for You
There are many pros and cons of buying a condo. Deciding whether to buy a condo or another type of property comes down to your lifestyle, preferences and budget. We break down the different factors to help you decide. Considering a condo? Start your pre-approval here. What is a condo? Condos are single units within […]
