Looking to finance a home in Florida with an FHA loan? FHA loans are fantastic options for first-time homebuyers and those with lower savings for a down payment. But did you know there’s a way to stretch your budget even further? That’s right, with FHA home loans Florida, you can
A home loan refinance could be your ticket to a smaller monthly payment, the cash that you need to renovate your home, or the means to meet other financial goals. Don’t worry. The process is not as intimidating as it looks. Here is your step-by-step guide to refinancing your home
The U.S. Department of Veterans Affairs has recently confirmed a temporary solution for helping homebuyers using VA loan. The policies will allow house buyers with VA loans to pay them out of pocket, which was prohibited earlier. The change will soon come into effect from August 10th, 2024. The VA
In the matter of funding real estate investments, it is essential to be knowledgeable about the various types of mortgages that exist. Another important factor that investors use is the Debt Service Coverage Ratio (DSCR), which determines the capability of a property to meet its debt requirements. This article will
It’s always a good idea to secure the services of a buyer’s agent before purchasing a home, especially as sellers currently pay most of the buyer’s agent commissions. A recent lawsuit challenging the National Association of Realtors (NAR) on commission practices has settled in such a way that sellers won’t
Buying your first home is an important milestone in life, which is normally mixed with thrill and some anxiety. As first-time buyers, it is advisable that you opt for a starter home. In most cases, these homes are relatively smaller and more affordable, making them the best selection. Here are
Being an Foreign National and planning to purchase a home in the U.S., you need to understand the U.S. Mortgage Market. Buying property is a difficult task due to several challenges. It includes starting from language barriers to unfamiliarity with the U.S. mortgage market. Also, a lack of good credit
When it comes to securing a mortgage, the choice you make between long-term and short-term mortgages can impact your financial future in a big way. We are one of the best mortgage lenders in Florida, and our aim is to provide you with information that will enable you to make
Shopping for a new home? Your long-term happiness in your new house will depend in part on how much you love your new neighborhood. In fact, choosing the right neighborhood may matter far more than choosing a house you love. You can change a lot about your house. You can’t
Buying a foreclosed home can be a great way to save money on your home purchase, but there are hidden pitfalls you should be aware of. If you’re not prepared, you could sink your money into a disaster instead of into a fixer-upper. These pros and cons can change depending
In 2024, Florida’s real estate market is experiencing dynamic shifts, presenting both opportunities and challenges for homebuyers. Whether you’re considering an older home filled with character or a new build featuring the latest amenities, it’s crucial to weigh the pros and cons in the context of today’s market. As your
Foreign national loans are financial products that help non-residents or non-citizens obtain loans in a country where they do not have citizenship. These loans can be extremely useful for foreign nationals who want to invest in real estate, create a business, or meet personal financial demands in another country. While
Purchasing a condominium provides a unique combination of owning and communal living. Condo mortgages can strike the perfect mix between the freedom of owning a house and the ease of shared facilities and maintenance. However, Condo financing in Florida can be more complicated than financing a single-family home. Here, we
You should never purchase a home without a proper home inspection, but the process can be nerve-wracking. After all, if there are too many problems with the house, the bank might deny financing, and you might have to continue your search. Nevertheless, forgoing the inspection can mean setting yourself up
Real estate investing has long been a popular method of accumulating money. The Debt Service Coverage Ratio (DSCR) loan is a standout financial tool for real estate investors due to its special advantages and appropriateness for investment properties. Here, we will give you a thorough understanding of Florida DSCR loans,
Navigating the mortgage landscape can be daunting, especially when seeking to leverage rental income to secure your dream home. However, with the right guidance and expertise, this seemingly complex process can be simplified and highly rewarding. Alex Doce, an esteemed mortgage lender with over 36 years of experience and a
In the realm of real estate, dreams often come with hefty price tags attached. For those eyeing the luxurious expanse of Jumbo Loans in Florida, the journey can feel daunting, particularly if a low credit score stands in the way. But fear not, for where there’s a will, there’s a
When you purchase a home, the down payment is not the only money you’ll need to save or payment you’ll need to make. You’ll also have to worry about closing costs, which are typically not covered by your mortgage loan. Let’s discuss closing costs so you can prepare for them.
Owning a home is a dream for many, but it comes with a bundle of responsibilities, one of which is obtaining the right home insurance. Whether you’re a first-time homeowner or have owned multiple properties, understanding the basics of homeowners insurance is crucial. Homeowners insurance is a type of property
Getting a mortgage can be challenging for self-employed individuals. When you work for yourself, it might be more difficult to prove your income than it is for ordinary workers, who often have simple pay stubs. Self-employed income poses a special difficulty for Florida mortgage lenders because of its fluctuation and
Alex Doce
Find out why The Doce Mortgage Group puts borrowers first, every time.
Alex Doce NMLS 13817.
The Doce Group NMLS 2638131.
For licensing information, go to: www.nmlsconsumeraccess.org.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and underwriting criteria.
The Doce Group © 2025. All Rights Reserved.
EN 
ES 
FR 
PT 
IT 
DE 
ZH