Guiding Your Way to Homeownership Success
Achieving the dream of homeownership can seem like a complex task, especially for individuals and families with limited financial resources. However, with the help of homeownership assistance programs, aspiring homeowners can turn their dreams into reality. Homeownership Assistance Programs take various forms, each designed to address different needs and challenges faced by prospective homebuyers. From […]
Increase Your Home Value With FHA Fixer-Upper Loans
Many first-time buyers are happy to put in their “sweat equity” but know that renovations take money, too. In addition, certain loan programs won’t allow you to borrow money if the home has too many problems. Fortunately, lenders recognize the value of sweat equity and have created programs for buyers who wish to purchase a […]
Compare 4 Low Down Payment Loan Options Excluding FHA
Many people believe that FHA loan programs are the only low-down-payment loan programs. While the FHA loan program is an excellent one, you don’t have to resign yourself to saving 20% down if the property you are interested in isn’t suitable for an FHA loan. Fannie Mae and Freddie Mac offer several other excellent programs […]
A Complete Guide to Understanding the Home Zero Program
Eager to own a home but don’t have a 3.5% down payment or lots of money in savings to cover closing costs? You’re not alone. Many prospective homeowners and repeat home buyers find down payment requirements to be restrictive and difficult to work around. Our Home Zero program may be able to help. Our HomeZero […]
Getting Back Into the Housing Market After Credit Difficulties
Contrary to popular belief, you do not have to have a perfect credit history in order to buy a house. It’s more important to understand what an adverse credit event will require of you after it happens. After an adverse credit event, you will generally:- Need to observe a waiting period before you take out […]
What to Look for in a Mortgage Lending Company in Florida
A home loan is one of the biggest financial commitments you’ll ever take on during the course of your life. You should choose the mortgage lender you work with carefully, as the decision will help shape your financial life for many years to come. Here are five things you should look for in any company […]
How FHA Loans Work in Florida
FHA loans are an excellent program for Florida home buyers. The program provides several major advantages. A down payment of just 3.5% of the home value Competitive interest rates A minimum credit score of just 580 No income limits Access to hardship programs in the event that you’re having trouble making your house payments The […]
How to Get a Home Loan When You’re Self-Employed
Many of the financial systems in this country aren’t necessarily built for self-employed individuals. Many of them rely on the idea that most people receive a regular paycheck from their employer. Nevertheless, it is possible to buy a house as a self-employed individual. You just have to take a few steps that more traditionally employed […]
Shopping for a Home: How to Compete With Cash Buyers
The Fort Lauderdale real estate market can be tough, and one of the biggest challenges that buyers face is the prevalence of cash buyers and investors competing for the available inventory. The market is similarly challenging across the nation. If you’re trying to buy a new home, you need to have a strategy that will […]
Navigating Conventional Home Loans in Broward, Palm Beach, and Miami-Dade Counties, Florida
Owning a home in the vibrant and sunny state of Florida is a dream for many, and the tri-county area of Broward, Palm Beach, and Miami-Dade counties offers a diverse range of real estate opportunities. If you’re considering buying a home in these regions, understanding the nuances of conventional home loans is crucial. In this […]
