Florida Homebuyers: Should You Choose A 2-1 Buydown?

Quick Answer A 2-1 buydown can make sense for Florida homebuyers who expect higher income or refinancing opportunities within 2 years and want lower payments upfront, but it only works well if the full payment already fits comfortably in your long term budget. Table of Contents Top 3 Take-a-Ways Seller credits fund the buydown, not […]

How Can First-Time Buyers in Florida Qualify for a Mortgage Rate Buydown?

Quick Answer First-time buyers in Florida can qualify for a mortgage rate buydown by meeting standard loan requirements, then using seller, builder, or program funds to temporarily lower their interest rate. This makes early payments more affordable while keeping long-term ownership goals in reach. Table of Contents Top 3 Take-a-Ways Temporary buydowns can reduce payments […]

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