What’s the Difference Between a Conforming And Non-Conforming Mortgage In Florida?
Quick Answer In Florida, a conforming mortgage stays within county loan limits and follows standardized qualification rules, while a non conforming mortgage exceeds those limits or uses alternative qualification methods. The right choice depends on your purchase price, location, and how your income and assets are structured. Table of Contents Top 3 Take-a-Ways County loan […]
How Do Mortgage Discount Points Work For Florida Homebuyers?
Quick Answer Mortgage discount points let Florida homebuyers pay an upfront fee at closing to secure a lower interest rate. This lowers the monthly payment and can save money over time if you keep the mortgage long enough. Table of Contents Top 3 Take-a-Ways Points make sense only if you keep the mortgage past the […]