How Do Mortgage Discount Points Work For Florida Homebuyers?
Quick Answer Mortgage discount points let Florida homebuyers pay an upfront fee at closing to secure a lower interest rate. This lowers the monthly payment and can save money over time if you keep the mortgage long enough. Table of Contents Top 3 Take-a-Ways Points make sense only if you keep the mortgage past the […]
Top 10 Smartest Ways To Use Your Home Equity As A Florida Homeowner
Table of Contents Top 3 Take-a-Ways Home equity offers affordable funding for major goals like renovation or debt reduction Smart equity use can strengthen long-term financial stability and property value Florida’s 2025 housing market gives homeowners strong equity growth opportunities As we head into 2026, Florida homeowners are sitting on record levels of home equity. Across […]
HELOC vs HELOAN In Florida: Understanding Draw And Repayment Timelines
Table of Contents Top 3 Take-a-Ways Florida homeowners hold strong equity, making HELOCs and HELOANs valuable financing tools. Closing costs typically range from 1% to 4% of the borrowed amount. Fixed-rate HELOANs offer stability, while HELOCs allow ongoing access to available equity. Florida homeowners want to make sure they are using the equity in their homes in […]