Author: Alex Doce

Award Winning Boca Raton Mortgage Broker Answers 72 Top Questions

Boca Raton blends sunny coastal living with a busy housing market where local rules, insurance, and seasonality shape how you buy and finance a home. As a mortgage broker in Boca Raton for decades, I’m asked every day how financing really works here, from condo approvals and insurance to timing a rate lock and building […]

How to Choose the Best Mortgage Company in Fort Lauderdale Florida

Table of Contents Top 3 Take-a-Ways Compare real 2025 rates, fees, and timelines before choosing your Fort Lauderdale mortgage company. Pick a local expert who understands condo rules, insurance costs, and Broward market nuances. Verify transparency, speed, and communication to find the Best Mortgage Company in Fort Lauderdale. Fort Lauderdale buyers face unique choices in […]

Insights from a Miami Mortgage Broker- How to Compete in High-Demand Markets

Quick Answer You can win in highly competitive real estate markets like Miami by getting fully pre-approved, and by working with a mortgage broker in Miami who vets the property and building early. Prepare a clean offer with flexible timing, and use credits or points to fit your budget while showing sellers you can close on time. […]

Why Is Sunny Isles Beach Considered One Of The Best Markets For a DSCR Loan?

Quick Answer Sunny Isles Beach is one of the best markets for a DSCR Loan in Florida because of its rising property values, strong rental demand, and international investment appeal. These factors make it easier for properties to meet DSCR requirements while offering investors steady cash flow and long-term growth potential. Table of Contents Keynotes […]

Can A VA Loan Help You Afford A Waterfront Home In Hollywood Florida?

Quick Answer Yes, a VA Loan In Hollywood Florida can make a waterfront property more affordable by allowing qualified veterans to buy with no down payment, no loan limits, and no monthly private mortgage insurance, and competitive 2025 interest rates. The Doce Mortgage Group can guide you through the process and help structure your loan […]

Should I use An FHA Loan In Boynton Beach, Florida Right Now?

Quick Answer: Yes, for many buyers, especially those with limited savings or lower credit scores, an FHA loan in Boynton Beach is one of the smartest ways to buy a home. With just 3.5% down, flexible requirements, and local home prices still within FHA limits, it offers a faster and more affordable path to homeownership […]

What is a Typical Down Payment for a Jumbo Loan in Key Biscayne, Florida?

Quick Answer In 2025, most buyers using a jumbo loan in Key Biscayne put down between 10 percent and 20 percent of the home price. Given that the average home value in Key Biscayne is about $1,580,837 Zillow, that means a down payment would typically be between $158,000 and $316,000.  The Doce Mortgage Group offers loans […]

Is a Jumbo Loan the Best Way to Finance a Luxury Home in Golden Beach, Florida?

Quick Answer:Yes, a jumbo loan is often the best strategy in Golden Beach because home prices in this exclusive beachfront community typically exceed standard loan limits. For qualified buyers, a jumbo loan offers the financing needed to secure multi-million-dollar properties with flexible terms and competitive rates tailored for high-value real estate. With The Doce Mortgage […]

How Can Foreign Nationals Buy a Home in Florida with a Mortgage?

Table of Contents Tip 1: Understand What a Foreign National Loan Is Back to Top A foreign national loan is a special type of mortgage created for buyers who live and work primarily outside of the United States. These loans are considered non-qualified mortgage products, meaning they don’t follow the same strict guidelines as standard […]

Miami Beach Jumbo Loans: The Key to Luxurious Waterfront Living in Florida

Table of Contents Keynotes Jumbo loans open doors to Miami Beach luxury waterfront properties. Competitive 2025 jumbo rates make high-value homes more accessible. Pre-approval strengthens your position in Miami Beach’s hot market. In Miami Beach, luxury real estate meets the waterfront in ways few other cities can offer. From oceanfront condos with private elevators to […]