2024 Florida Home Purchase Requirements
Think it’s difficult or even impossible to purchase a home in 2024? You may be surprised to learn that home ownership is quite feasible for many Florida residents. If you’ve been holding off on a home purchase because you believe you can’t possibly qualify for a loan, you’ll want to stop and read this article. […]
Starter Homes: The Best Choice for First-Time Buyers
Buying your first home is an important milestone in life, which is normally mixed with thrill and some anxiety. As first-time buyers, it is advisable that you opt for a starter home. In most cases, these homes are relatively smaller and more affordable, making them the best selection. Here are the reasons why you should […]
Your 2024 Roadmap to Buying Your First Home
Purchasing your very first home is a big step, and it can be a scary one. As of this writing in 2024, media fearmongering isn’t putting too many potential first-time homeowners at ease. Yet the story that gathers clicks and comments isn’t always the real story. Once you arm yourself with a bit of knowledge, […]
How to Understand Your Mortgage Payment Structure
If you’re a first-time home buyer, you might be surprised to learn that the price of the home you select isn’t the only factor in that all-important monthly payment amount. Your monthly payment will ultimately be a combination of several types of payments. Here is everything you need to know about how your monthly payment […]
Everything You Need to Know About Mortgage Insurance
Mortgage insurance is a policy that protects lenders if you default on your loan. If you default, mortgage insurance will not pay the lender the entire balance but will cover their lost interest payments and administrative expenses. Foreclosure will take care of the rest. Mortgage insurance may sound burdensome, but it serves a purpose. It […]
A Complete Guide to Understanding the Home Zero Program
Eager to own a home but don’t have a 3.5% down payment or lots of money in savings to cover closing costs? You’re not alone. Many prospective homeowners and repeat home buyers find down payment requirements to be restrictive and difficult to work around. Our Home Zero program may be able to help. Our HomeZero […]
How to Get a Home Loan When You’re Self-Employed
Many of the financial systems in this country aren’t necessarily built for self-employed individuals. Many of them rely on the idea that most people receive a regular paycheck from their employer. Nevertheless, it is possible to buy a house as a self-employed individual. You just have to take a few steps that more traditionally employed […]
5 Essential Tips for First-Time Homebuyers in Fort Lauderdale
The Florida housing market can be tough, and it’s not getting any easier. Nevertheless, it’s more than possible to become a homeowner in Fort Lauderdale. You just need to know what to expect and be prepared. 1) Get Your Financial and Mental House in Order You’re competing against investors who can buy any home they […]
