Make your luxury home dreams a reality with a Florida jumbo mortgage. Jumbo loans from The Doce Mortgage Group are designed to help you finance high-end properties that exceed standard agency loan limits. Think beyond conventional financing and boost your buying power in a competitive market with a Florida jumbo loan tailored to your needs and ambitions.
Access financing above conventional loan limits, perfect for high-cost areas and luxury properties.
Make your dream home more accessible with lower down payment options compared to standard loans.
Enjoy attractive interest rates and never spend more than you have to on your monthly mortgage payment.
Jumbo loans are an ideal solution for Florida homebuyers seeking to purchase high-end properties or homes in competitive markets where real estate prices exceed typical loan limits.
Finance that perfect penthouse with a Miami jumbo loan or buy a beachside with a jumbo loan in Fort Lauderdale – wherever you want to end up, The Doce Mortgage Group can give you the financial leverage to make it happen. Our jumbo loans offer higher borrowing limits so you can invest in luxury real estate without the constraints of standard mortgage loan products, offering the flexibility and security you need for such a big investment.
Our jumbo loan programs cater to a wide range of high-value properties in Florida, be it a primary residence, second home, or investment property. To qualify, borrowers undergo a thorough assessment of their creditworthiness, income stability, and overall financial health, with higher borrowing criteria that align with the higher risk of a non-conforming loan.
The Doce Mortgage Group is proud to be your partners in luxury real estate. Our expert advisors make it easy to secure a jumbo loan in Florida, providing a seamless and transparent process that paves the way to your luxury property. Whether you’re looking to compete in a high-demand zip code or eyeing a sprawling golf course estate, contact The Doce Mortgage Group today to explore custom Florida jumbo mortgage solutions.
Jumbo mortgages work the same in Florida as they do elsewhere, providing eligible homebuyers with flexible loans that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). They are designed to finance luxury properties and homes in high-cost-of-living areas, and generally feature stricter borrowing criteria than conventional Florida mortgage loans.
Rates for jumbo loans in Florida vary based on location, demand, eligibility, and lender. Please contact Alex Doce at 800-355-ALEX, or via this page, to get today’s best rates.
Yes. Jumbo loans are considered riskier due to larger loan amounts and the increased risk concentration that comes with a larger loan, leading to stricter qualification criteria for borrowers.
Yes, jumbo loans can be refinanced. As with standard mortgages, many borrowers choose to refinance when interest rates drop in order to take advantage of lower payments. To qualify to refinance, you’ll need to meet your new requirements and generally pay closing costs on the new loan (generally about 2% to 4% of the loan amount).
Alex Doce NMLS 13817.
The Doce Group NMLS 2638131.
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Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and underwriting criteria.
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