Dive into real estate effortlessly with our No Income Loans, tailor-made for borrowers seeking financing solutions without the traditional income verification processes.
Ideal for buyers who prefer not to disclose or verify their income, or are unemployed.
Streamlines loan approval by focusing on the borrower’s credit and asset strengths rather than his or her income.
Perfect for diverse real estate ventures, from primary and vacation homes, to rentals to fix-and-flip projects.
No Income/No Ratio Loans offer a unique solution for real estate buyers, especially those with non-traditional or fluctuating incomes. By focusing borrower’s credit and asset strengths rather than his or her income, these loans simplify the path to securing financing for various real estate projects.
This type of financing is especially beneficial for buyers who do not have income to report to the IRS, want to keep their personal finances private or have income that is difficult to document. While the interest rates and down payment requirements might be higher due to the increased risk, the flexibility and speed of the approval process make these loans an attractive option for many borrowers.
Our expertise in No Income/No Ratio Loans ensures that you receive tailored guidance and efficient service, helping you capitalize on investment opportunities swiftly and effectively. Let The Doce Group help you navigate your home buying journey with a financing solution that aligns with your unique needs and goals.
These are loans designed for real estate buyers that do not require traditional income verification.
Ideal for borrowers with non-traditional income or those preferring not to disclose their income, or do not want to be bothered with paperwork.
Eligibility is primarily based on the value and income potential of the property, or borrower’s credit and asset strengths when purchasing a primary or secondary home.
Yes, due to the perceived higher risk, these loans often have higher interest rates.
Alex Doce NMLS 13817.
The Doce Group NMLS 2638131.
For licensing information, go to: www.nmlsconsumeraccess.org.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and underwriting criteria.
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