FHA Loan Limits in Florida: What Homebuyers Need to Know

FHA Loan Limits

Florida is one of the most active and sought-after real estate markets in the country. The Sunshine State’s stunning beaches, lively culture, and various neighborhoods make it understandable why so many people want to live there. But navigating the difficulties of Florida house buying calls for taking a number of factors into account, such as […]

Maximize Your FHA Loan: Down Payment Help in Florida

Down Payment Assistance Programs

For many people, owning a house is a dream come true. However, getting there may occasionally feel like an uphill fight, particularly when it comes to accumulating money for a down payment. Thankfully, down payment aid programs are available in the Sunshine State of Florida to support affordable homeowners in realizing their goals. Before delving […]

Increase Your Home Value With FHA Fixer-Upper Loans

FHA Home Loans for Fixer-Uppers | The Doce Group

Many first-time buyers are happy to put in their “sweat equity” but know that renovations take money, too. In addition, certain loan programs won’t allow you to borrow money if the home has too many problems.  Fortunately, lenders recognize the value of sweat equity and have created programs for buyers who wish to purchase a […]

Getting Back Into the Housing Market After Credit Difficulties

Re-Entering the Housing Market After Adverse Credit Events - Is it possible to obtain a home loan after bankruptcy, foreclosure, or short sales? Contact Alex Doce to learn more.

Contrary to popular belief, you do not have to have a perfect credit history in order to buy a house. It’s more important to understand what an adverse credit event will require of you after it happens. After an adverse credit event, you will generally:- Need to observe a waiting period before you take out […]

How FHA Loans Work in Florida

How FHA Loans Work in Florida

FHA loans are an excellent program for Florida home buyers. The program provides several major advantages. A down payment of just 3.5% of the home value Competitive interest rates A minimum credit score of just 580 No income limits Access to hardship programs in the event that you’re having trouble making your house payments The […]

How to Get a Home Loan When You’re Self-Employed

Home Loan When Youre Self-Employed

Many of the financial systems in this country aren’t necessarily built for self-employed individuals. Many of them rely on the idea that most people receive a regular paycheck from their employer. Nevertheless, it is possible to buy a house as a self-employed individual. You just have to take a few steps that more traditionally employed […]

Townhouse vs Condo: What’s the Difference?

Townhouse vs Condo

This article explores the differences between owning and buying a townhouse vs a condo vs a single-family home. There are many advantages to opting for a townhouse and condo living over a standard, single-family house. Chief among them is cost – townhouses and condos tend to have lower list prices (not to mention less maintenance) […]