(305) 900-2012

How the Home Zero Program Works

Want to buy a home with 100% financing? The Home Zero program might be right for you. Click here to learn more about this exciting program.

Eager to own a home but don’t have a 3.5% down payment or lots of money in savings to cover closing costs? You’re not alone. Many prospective homeowners and repeat home buyers find down payment requirements to be restrictive and difficult to work around.  Our Home Zero program may be able to help.  Our HomeZero […]

Re-Entering the Housing Market After Suffering from Adverse Credit Events

Re-Entering the Housing Market After Adverse Credit Events - Is it possible to obtain a home loan after bankruptcy, foreclosure, or short sales? Contact Alex Doce to learn more.

Contrary to popular belief, you do not have to have a perfect credit history in order to buy a house. It’s more important to understand what an adverse credit event will require of you after it happens. After an adverse credit event, you will generally:- Need to observe a waiting period before you take out […]

What to Look for in a Mortgage Lending Company in Florida

Mortgage Lending Company in Florida

A home loan is one of the biggest financial commitments you’ll ever take on during the course of your life. You should choose the mortgage lender you work with carefully, as the decision will help shape your financial life for many years to come. Here are five things you should look for in any company […]

5 Essential Tips for First-Time Homebuyers in Fort Lauderdale 

5 Essential Tips for First-Time Homebuyers in Fort Lauderdale - Alex Doce - The Doce Group

The Florida housing market can be tough, and it’s not getting any easier. Nevertheless, it’s more than possible to become a homeowner in Fort Lauderdale. You just need to know what to expect and be prepared. 1) Get Your Financial and Mental House in Order You’re competing against investors who can buy any home they […]

5 Crucial Facts About Down Payments in 2024

Don't shop for that 0% down home loan just yet. Down payments can be a lifesaver. - Alex Doce at The Doce Group

There are real advantages to buying a home with a down payment. Zero-down mortgages still exist, and the ability to buy a home without a down payment may seem exciting.  Nevertheless, you should consider slowing down and saving up. A down payment can give you an edge.  1) A Down Payment Can Strengthen a Mortgage […]

What Makes a Condo Warrantable vs. Non-Warrantable?

Condo home loans: The Doce Group has mortgage options if you are buying a warrantable condo, or even a non-warrantable condo. But what’s the difference? Considering a condo? Start your pre-approval here. When you’re in the market for a condo, there are additional things to keep track of during the mortgage process, on top of […]

Townhouse vs Condo: What’s the Difference?

Townhouse vs Condo

This article explores the differences between owning and buying a townhouse vs a condo vs a single-family home. There are many advantages to opting for a townhouse and condo living over a standard, single-family house. Chief among them is cost – townhouses and condos tend to have lower list prices (not to mention less maintenance) […]

Purchasing a Condo or Townhome

Townhomes and condominiums can offer homeowners many benefits, including convenience and lower maintenance, but purchasing this type of home can also present challenges, particularly when dealing with condo mortgage loans. Due to the way condos and townhomes are categorized by mortgage lenders, they often have mortgage requirements that are more stringent than those of a […]

How can you tell that your mortgage broker is doing a great job for you?

trusted mortgage lender

Identifying whether your mortgage broker is doing an excellent job for you involves assessing various factors related to communication, responsiveness, transparency, and the overall effectiveness of their services. Here are key indicators that your mortgage broker is performing well on your behalf: Clear Communication: Explanation of Options: A good mortgage broker should explain different mortgage […]

How FHA Loans Work in Florida

How FHA Loans Work in Florida

FHA loans are an excellent program for Florida home buyers. The program provides several major advantages. A down payment of just 3.5% of the home value Competitive interest rates A minimum credit score of just 580 No income limits Access to hardship programs in the event that you’re having trouble making your house payments The […]